Amex Platinum Approved

cjack202003 · ‎12-06-2016

Applied for the Platinum and got approved. I am the true testimony of YMMV. My utilization is like 80% and my scores are 694, 677, and 693 lol. Yea, I've been a bad boy lol It's cool though...I'll be back to 800 in a year or less. I've been a long time member of American Express. I have the PRG and the BCP. The annual fees are free for me: Active Duty Military. So, why not apply for the Platinum...the perks are nice. Plus, being in the military...I travel a lot. Currently overseas for a few years, so definately going to take advantage of the no transaction fee on the Platinum. Don't know if I got approved because it's a charge card and i have to pay in full...or if they love me and my account has always been in good standing. Maybe both. Anywho, there you have it. I'm a new Platinum member. I also figured what I have to lose...if I got denied, I would just apply again in a year when I'm back in the 800s.

My card collection is complete. I'm done.

Amex Collection: Platinum, PRG, BCP, Hilton Honors(never use it though, transfered credit line from it)

Chase Collection: Marriott, Sapphire Preferred, Freedom

Discover: Discover it

JustBPatient · ‎12-06-2016

Congrats and thanks for your service!!

Amex Gold =Amex ED 20k = Amex BCP 14k = Amex SPG Lux 2k = Arrival 2k = Ring 14k = BOA 321 30k = BOA BBR 10k = CSR 25k = Freedom 10k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 16k = DCVR IT(2) 10k = CAP1 QS 15k = NFCU CR24k/AE25k/CLOC 15k = BBVA 14k = Wells Plat. 5k = (2) US Bank Cash+ 13k, 18k = PenFed 17k

FICO scores TU 764 EX 739 EQ 745

fltireguy · ‎12-06-2016

@cjack202003 wrote:
Applied for the Platinum and got approved. I am the true testimony of YMMV. My utilization is like 80% and my scores are 694, 677, and 693 lol. Yea, I've been a bad boy lol It's cool though...I'll be back to 800 in a year or less. I've been a long time member of American Express. I have the PRG and the BCP. The annual fees are free for me: Active Duty Military. So, why not apply for the Platinum...the perks are nice. Plus, being in the military...I travel a lot. Currently overseas for a few years, so definately going to take advantage of the no transaction fee on the Platinum. Don't know if I got approved because it's a charge card and i have to pay in full...or if they love me and my account has always been in good standing. Maybe both. Anywho, there you have it. I'm a new Platinum member. I also figured what I have to lose...if I got denied, I would just apply again in a year when I'm back in the 800s.

My card collection is complete. I'm done.

Amex Collection: Platinum, PRG, BCP, Hilton Honors(never use it though, transfered credit line from it)
Chase Collection: Marriott, Sapphire Preferred, Freedom
Discover: Discover it

Congratulations!

I just got my new Platinum via FedEx this morning.. Which offer did you get in with?

NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!

cjack202003 · ‎12-06-2016

@JustBPatient wrote:
Congrats and thanks for your service!!

Thanks JustB

cjack202003 · ‎12-06-2016

@fltireguy wrote:
@cjack202003 wrote:
Applied for the Platinum and got approved. I am the true testimony of YMMV. My utilization is like 80% and my scores are 694, 677, and 693 lol. Yea, I've been a bad boy lol It's cool though...I'll be back to 800 in a year or less. I've been a long time member of American Express. I have the PRG and the BCP. The annual fees are free for me: Active Duty Military. So, why not apply for the Platinum...the perks are nice. Plus, being in the military...I travel a lot. Currently overseas for a few years, so definately going to take advantage of the no transaction fee on the Platinum. Don't know if I got approved because it's a charge card and i have to pay in full...or if they love me and my account has always been in good standing. Maybe both. Anywho, there you have it. I'm a new Platinum member. I also figured what I have to lose...if I got denied, I would just apply again in a year when I'm back in the 800s.

My card collection is complete. I'm done.

Amex Collection: Platinum, PRG, BCP, Hilton Honors(never use it though, transfered credit line from it)
Chase Collection: Marriott, Sapphire Preferred, Freedom
Discover: Discover it
Congratulations!
I just got my new Platinum via FedEx this morning.. Which offer did you get in with?

Thanks Fltire. It's just the 40k offer

BronzeTrader · ‎12-06-2016

Congrat!

Anonymous · ‎12-06-2016

Congrats! I thought AF was only waived if you had card before entering service?

Anonymous · ‎12-06-2016

congrats!

cjack202003 · ‎12-06-2016

@BronzeTrader wrote:
Congrat!

Thanks Bronze

cjack202003 · ‎12-06-2016

@Anonymous wrote:
Congrats! I thought AF was only waived if you had card before entering service?

Thanks ty. That's Chase. Chase will only do it if you had them prior to entering service. American Express waives regardless. They all honor the SCRA, but Amex goes behond that and waives all their AFs for active duty.