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Amex SL Recon?

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Anonymous
Not applicable

Amex SL Recon?

has anyone ever successfully reconned a sl on an amex? i got approved for an amex magnet should be coming next week in the mail but when i applied my EX fico was 690 and they started me at $1000 well i had a two paid charged off gas bills on my report that finally got deleted after months of sending letters for GW my last negative items and my score shot up 55 points this happened 2 days after i applied for the card of course! lol so should i attempt to recon sl? or just leave it be and do the 61 day cli

Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Amex SL Recon?

they’re going to use the same credit report you got the approval with if you do it now. If I were you, I’d wait until the days are up and increase it. That said, I did get an increase on mine the day I was approved for my EDP. So it’s up to you.
Message 2 of 7
Luna2
Valued Member

Re: Amex SL Recon?

You could try to call them and explain the situation, stressing that you don't want another hard pull. That being said, I would also probably just wait the 61 days for the 3x increase. 


Navy Federal Flagship Rewards $24,100 limit
BOA Cash Rewards $3,500 limit
Amex BCE $29,500 limit
Amex Gold
Chase Sapphire Preferred $7,800 limit
Mattress Firm Card $9,700 limit

TransUnion FICO8 Score - 771 1/19/2019
Experian FICO8 Score - 794 1/26/2019
Equifax FICO9 Score - 804 1/3/2019





Message 3 of 7
stw715
Regular Contributor

Re: Amex SL Recon?

It isn’t really “reconn”, but I had luck requesting CLI thru LUV button upon activation with both my AmEx.

 

9/2015, ED 2K to 4k, asked for 6k.

8/2016, BCE 6k to 10.2k, asked for 15k. 

 

 





Message 4 of 7
Anonymous
Not applicable

Re: Amex SL Recon?

if i try for a cli once activated and its denied will that kill my 61 day cli as well?

Message 5 of 7
JoeLuvsHisCredit
Valued Contributor

Re: Amex SL Recon?


@Anonymous wrote:

if i try for a cli once activated and its denied will that kill my 61 day cli as well?


No it doesn't kill your 61 days cli. If that doesn't work. I would call and talk to them. You willn't know until you try and if you don't it might eat you up alive lol I know things like this eats me up alive lol. All they can say is NO Smiley Happy

Message 6 of 7
Anonymous
Not applicable

Re: Amex SL Recon?

well i got the card today and activated it and immediately tried for the 3x cli but got the 7-10 day message then an email saying to call a few minutes later well i just got off the phone the rep told me i tried to early try again in 60 days lol so i guess i have to wait the score they have for EX in my amex account is old too they still have my score thats 55 points lower maybe thats the reason why as well

Message 7 of 7
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