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Amex auto cli + 90 day cli

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Anonymous
Not applicable

Amex auto cli + 90 day cli

So, I've asked Amex for a cli twice, once at 61 days and again 3 months later. Both were denied. Then, about two months ago, I charged a bunch of furniture to my Amex and racked up about 70% usage. Pretty soon after I received a 3k auto cli! (I also got one on my csp). Then, my credit score dropped about 20 points because my usage had increased from 5% to 70%... Annoying but it should bounce back now that the balance is paid off. So, I decided to pull the trigger and ask for another CLI so that I won't get to 70% should I need to make another large charge. I asked for 18k from 11 and was approved!!! I really didnt think I'd be approved due to my previous attempts and recent score drop so it was a nice surprise! Amex didn't seem to mind that I left a balance on my card for a month and they definitely seemed to like seeing some larger than normal charges!

 

 

Message 1 of 8
7 REPLIES 7
uswala
Senior Contributor

Re: Amex auto cli + 90 day cli

Congrats!

Message 2 of 8
aav
Established Contributor

Re: Amex auto cli + 90 day cli

Nice

EQ - 834 TU - 823 EX - 822
Amex NPSL Amex BCP - 25,000, Amex EDC - 12000, Diner's Club Premier -35,000, Ritz Carlton - 22,500 Discover 25,100, Chase Reserve -31,000 Total Rewards 13200, Barclay 10000 Citi Diamond P 8,900
Message 3 of 8
Anonymous
Not applicable

Re: Amex auto cli + 90 day cli

Congratulations!

 

Message 4 of 8
Anomalous
Senior Contributor

Re: Amex auto cli + 90 day cli

Congratulations on the CLIs!

Keep both your credit and your body in top shape!

Message 5 of 8
alvon123
Super Contributor

Re: Amex auto cli + 90 day cli

congrats


Message 6 of 8
madmann26
Valued Contributor

Re: Amex auto cli + 90 day cli

Congrats,

 

I've got a CLI coming up early Feb 2015. My BCE is @ 21k and my ED is @8.5. I might try the BCE x3 just to see what'll happen. LOL!

Current Scores - 8/26/2025


FICO 9


EQ - 769


TU - 778


EXP - 762


Message 7 of 8
Anonymous
Not applicable

Re: Amex auto cli + 90 day cli

Thanks all! Hah madmann26 I'm definitely curious to see how that goes! Good luck!! I was too scared to ask for full 3x but now I'm wishing that I did Smiley Wink
Message 8 of 8
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