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Amex denied...approved after retention call. 100k points offer

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Gmoney144
Regular Contributor

Amex denied...approved after retention call. 100k points offer

Long story short. I have 4 cards with Amex BCE, HILTON ASPIRE, GOLD and BBP. IN 2019 after getting approved for the Aspire, I inadvertently transfixed my checking account number and subsequently received a NSF for the first payment. Since then I have been denied for all CLI and CC apps.  After a year the dam broke I was approved for the BBP. I had to call retention to get approved.  A few days later I applied for the Platinum and was instantly denied.  I call retention and was told that they would do a manuel review. After a week I hadn't received a phone call or email so I called in again. The rep said no review was done pulled my updated credit score and said I was approved.  100k points 10x points for gas and groceries etc etc.  Experian score is 792  with 4 inquires. 




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Message 1 of 9
8 REPLIES 8
AllZero
Mega Contributor

Re: Amex denied...approved after retention call. 100k points offer

Congratulations on your approval!

Message 2 of 9
cashorcharge
Community Leader
Super Contributor

Re: Amex denied...approved after retention call. 100k points offer

Enjoy that SUB!!  Congratulations on your approval!

Message 3 of 9
M_Smart007
Legendary Contributor

Re: Amex denied...approved after retention call. 100k points offer

Congratulations!

Message 4 of 9
Deuter
Regular Contributor

Re: Amex denied...approved after retention call. 100k points offer

Talking about being persistant, congrats!!

Its a bummer that you always have to call in for manual review but glad you got the Plat! and with the nice bonus.

Message 5 of 9
CreditAggie
Community Leader
Super Contributor

Re: Amex denied...approved after retention call. 100k points offer

Congratulations on your Amex Platinum approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (March 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 9
gdale6
Moderator Emeritus

Re: Amex denied...approved after retention call. 100k points offer

Grats on your AMEX approval Smiley Happy

Message 7 of 9
Conceptual23
Frequent Contributor

Re: Amex denied...approved after retention call. 100k points offer

Nice, congrats on the approval.

Starting FICO 8s | 06/2018: EX 601 ✦ EQ 605 ✦ TU 590
Current FICO 8s | 9/2022: EX 732 ✦ EQ 739✦ TU 743
2023 Goal Score: 760+





Business Cards:


Message 8 of 9
coreyb80
Super Contributor

Re: Amex denied...approved after retention call. 100k points offer

Congrats on the approval!

Message 9 of 9
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