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Another Amex 3x CLI

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mgood
Valued Contributor

Another Amex 3x CLI

Amex comes through on day 91, after trying for a couple days and being told it was too soon since my latest increase.

Blue Cash Preferred was my lowest limit at $3k. Now $9k. Instant approval.

 

Cap 1, Citi, and Disco all say I have too much debt for them to risk it, lol. My DTI has not looked good since buying the 'Vette Smiley Tongue

EQ8 761, TU8 749, EX8 766. Revolving accounts 2/6, 3/12, 8/24 and too many inquiries.

 

SL was 1k. Got 3x to 3k. Now another 3x to 9k.

 

3x.jpg

 

 

I'll probably still PC it to a Blue Cash Everyday in April when the annual fee hits.

 



EQ8 780, TU8 748, EX8 771 as of January 5
AZE9 - 6% Utl - New Cards: 1/6, 2/12, 6/24
Message 1 of 8
7 REPLIES 7
FicoMike0
Senior Contributor

Re: Another Amex 3x CLI

Congratulations!

 

Message 2 of 8
JoeRockhead
Community Leader
Super Contributor

Re: Another Amex 3x CLI

Very nice bump @mgood , congratulations on your new limit!

Message 3 of 8
citymunky
Established Contributor

Re: Another Amex 3x CLI

91 Days like clock work, congrats

Rebuilding since 2021


Closed CCs
USAA (Jul 2019| Settled CO), Jasper $1K CL (Jul21-Jul22), Sable $250CL{Secured} (Jan22-Jun23), CreditOne Platinum $750CL (Jul21-Aug23), Prosper $1.9K CL (Jan22-Apr24), Self $625 CL {$350 Secured } (Aug21-Jul24)

Starting FICO 8 Scores:
Current FICO 8 Scores:


Message 4 of 8
mgood
Valued Contributor

Re: Another Amex 3x CLI


@citymunky wrote:

91 Days like clock work, congrats


Yes, it does appear to be exactly 91, as others have reported here.

I start testing them about day #88 and it tells me it's too soon.

Day 90 after 10pm - nope.

Day 91 around 6am - yep.

Asking early doesn't seem to hurt anything, they just won't process the request.

What I learned NOT to do is ask for more than 3x. First time I was eligible, even though everyone here said you could request up to 3x, I wondered what it could hurt to ask for more. I found out. I requested 9x, from 1k to 9k. It was denied, with no counter-offer, and I could not even make another request until another 91 days had passed. Oof Smiley Frustrated Hard lesson.



EQ8 780, TU8 748, EX8 771 as of January 5
AZE9 - 6% Utl - New Cards: 1/6, 2/12, 6/24
Message 5 of 8
CreditAggie
Community Leader
Super Contributor

Re: Another Amex 3x CLI

Congratulations on your Amex 3X CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 8
cashorcharge
Community Leader
Super Contributor

Re: Another Amex 3x CLI

That’s Terrific!! Congratulations on your Approval!!👏🏼🍾🥂

Message 7 of 8
GZG
Senior Contributor

Re: Another Amex 3x CLI

very nice CLI, congrats!!

Starting FICO 8:
Current FICO 8:



Message 8 of 8
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