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Amex comes through on day 91, after trying for a couple days and being told it was too soon since my latest increase.
Blue Cash Preferred was my lowest limit at $3k. Now $9k. Instant approval.
Cap 1, Citi, and Disco all say I have too much debt for them to risk it, lol. My DTI has not looked good since buying the 'Vette ![]()
EQ8 761, TU8 749, EX8 766. Revolving accounts 2/6, 3/12, 8/24 and too many inquiries.
SL was 1k. Got 3x to 3k. Now another 3x to 9k.
I'll probably still PC it to a Blue Cash Everyday in April when the annual fee hits.





















Congratulations!
Very nice bump @mgood , congratulations on your new limit!
91 Days like clock work, congrats
![Capital One QuickSilver [PC'ed from QuickSilverOne] (Apr 2021)| SL$ 300, CL $6,400](https://ecm.capitalone.com/WCM/card/products/qs_gen_master_rgb_323x203.png)

![Ally Platinum [PC’ed from Ollo Platinum] (Jan 2022)| SL$1,000, CL $2,800](https://www.ally.com/content/ally/en/allyroot/credit-cards/_jcr_content/root/main/section_1123636882/row_993722862/card/image.img.png/1680886288138/41130platinum.png)










@citymunky wrote:91 Days like clock work, congrats
Yes, it does appear to be exactly 91, as others have reported here.
I start testing them about day #88 and it tells me it's too soon.
Day 90 after 10pm - nope.
Day 91 around 6am - yep.
Asking early doesn't seem to hurt anything, they just won't process the request.
What I learned NOT to do is ask for more than 3x. First time I was eligible, even though everyone here said you could request up to 3x, I wondered what it could hurt to ask for more. I found out. I requested 9x, from 1k to 9k. It was denied, with no counter-offer, and I could not even make another request until another 91 days had passed. Oof
Hard lesson.





















Congratulations on your Amex 3X CLI!
That’s Terrific!! Congratulations on your Approval!!👏🏼🍾🥂
very nice CLI, congrats!!

























