Another Discover CLI

EW800 · ‎09-26-2018

I had posted in June how surprised I was that Discover put my CL over $70K ($70,200). I went ahead and put in another request a couple of days ago, fully expecting to finally get a denial, as I am only putting about $200/mo on the card. I got the 2-3 day review message. A day later I was shocked to see that they have raised me another $3,500 to $73, 700!

As I have mentioned in the past, I am certain they would never allow to take my balance anything close to that, and I pray that I never have circumstances where I need it that high, however it is quite a sight!

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Sept 2024: EX8: 847; EQ8: 850; TU8: 848 -- Middle Mortgage Score: 821
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .

Medic981 · ‎09-26-2018

WOW!!! That is quite a sight to see!!!

Bank of America Cash Rewards Visa Signature : 8/17 : $11.2K APR 18.99%

SYNCB - Amazon Prime Store Card : 9/17 : $5K APR 28.24%

Synchrony Car Care : 9/17 APR 29.99%: $2.5K

Synchrony - Conoco : 9/17 : $1.55K APR 29.24%

American Express Everyday Cash : 7/18 : $20K APR 18.74%

Citi Bank Double Cash World Elite MasterCard : 8/18 : $6.5K APR 3.99%

NFCU Flagship Rewards Signature Visa : 11/18 : $25K APR 9.99%

Chase Sapphire Preferred Visa Signature : 10/19 : $8.2K APR 19.99%

PenFed Gold Visa Signature : 03/20 : $7.5K APR 16.49%

Bank of America Amtrak Guest Rewards Platinum Mastercard : 11/20 : $8K APR 18.99%

Synchrony Bank - CareCredit: 12/20 : $4K APR 26.99%

Synchrony Bank - Lowes: 7/21 : $7K APR 25.99%

Chase Freedom Unlimited Visa Signature : 10/21 : $12.3K APR 19.99%

Chase Southwest Airlines Rapid Rewards Priority Visa Signature

USAA Preferred Cash Rewards Visa Signature Card

Your FICO credit scores are not just numbers, it’s a skill.

Anonymous · ‎09-26-2018

Wow! Congrats!

19eighty5 · ‎09-26-2018

Congratulations on your CLI! Quite the sight to see indeed

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

Anonymous · ‎09-26-2018

WOW!!! The Discover gods are smiling down on you! Congrats

Anonymous · ‎09-27-2018

EW800 my jaw hurts after it hit the desk ... I saw the $73,700 and thought it was the total of all your credit cards together ... BUT not Discover Card alone ... EEK GADS!!!

AverageJoesCredit · ‎09-27-2018

Disco Legend you are

xaximus · ‎09-27-2018

Amazing CL! That's awesome!

Scores - All bureaus 770 +
TCL - Est. $410K

Anonymous · ‎09-27-2018

Congratulations! That is a sweet looking credit line.

CreditCuriosity · ‎09-27-2018

Congrasts! So that is where all my disco CLI are going to, being you