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Another JCPenney CLI request Success thru the Chat!!!!

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Ron1
Super Contributor

Another JCPenney CLI request Success thru the Chat!!!!

I requested JC Penney Card CLI request thru the chat alost two years ago.  I tried it again today. I told them I need another $3000 to purchase the furniture.  I had $3300 CL. They couldn't approve the full amount. They only could increase to $6000.  I accepted the couter offfer.

 

 

JC Penney 1.png

 

 

 

JCPenney Credit Center copy.png

Message 1 of 17
16 REPLIES 16
newhis
Valued Contributor

Re: Another JCPenney CLI request Success thru the Chat!!!!

Congrats

Message 2 of 17
chalupaman
Super Contributor

Re: Another JCPenney CLI request Success thru the Chat!!!!

Congrats!

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 3 of 17
alextercero
Super Contributor

Re: Another JCPenney CLI request Success thru the Chat!!!!

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 4 of 17
SunriseEarth
Moderator Emeritus

Re: Another JCPenney CLI request Success thru the Chat!!!!

Congrats on success!   I've been able to grow my JCP from $250 to $8K...they definitely will grow with you.  



Start: 619 (TU08, 9/2013) | Current: 798 (TU08, 3/12/26)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $41000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Citi Custom Cash MC $24600 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $21500 | Amazon VS $15000 | Target MC $14500 | Sephora VS $14400 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | T-Mobile VS $12000 | AAA Travel Advantage VS $10000 | BR MC $9600 | Wayfair MC $9500 | JCP MC $5500 | Burlington $1500 ~~
Message 5 of 17
Ron1
Super Contributor

Re: Another JCPenney CLI request Success thru the Chat!!!!

Thanks everyone!!! I didn't know it can go up that high. Smiley Happy

 

Ron.

 

Message 6 of 17
ddemari
Super Contributor

Re: Another JCPenney CLI request Success thru the Chat!!!!

Congrats! That's a nice limit. 

Message 7 of 17
MissMoni223
Senior Contributor

Re: Another JCPenney CLI request Success thru the Chat!!!!

CONGRATS, yesterday I got bumped from $3,500 to $6,000 via chat!!! Looking forward to the next CLI in another 4 months!
Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 8 of 17
Ron1
Super Contributor

Re: Another JCPenney CLI request Success thru the Chat!!!!


@MissMoni223 wrote:
CONGRATS, yesterday I got bumped from $3,500 to $6,000 via chat!!! Looking forward to the next CLI in another 4 months!

Thanks!!!! Congrats to you as well!!! I didn't wait for another three months. I requested last CLI over a week ago. I got approved for $1800 last month. I was pushing my luck.

 

 

Ron.

Message 9 of 17
Saleen099
Senior Contributor

Re: Another JCPenney CLI request Success thru the Chat!!!!

Nice Congrats Ron1

Message 10 of 17
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