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Another NFCU success story. Flagship and CLOC

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Anonymous
Not applicable

Another NFCU success story. Flagship and CLOC

Hi everyone,

 

  New poster but longtime lurker. Figured this would be a good occasion to decloak.

 

  I read the threads on how to apply for NFCU membership and jumped at the chance. After approval this morning I couldn't resist applying for a Flagship Visa since others were having so much success. I thought I should wait because of my utilization but couldn't help it.

 

TU FICO 710

CK FAKO's 680ish

utilization approx 30%

 

The result was instant approval for $17600 at 11.74%  not too bad considering my previous high credit limit was $6100 with a total combined credit limit of just under $40000.

 

That went so well I went ahead and applied for the CLOC and was instantly approved for the full $15000. 

 

So in 5 minutes NFCU almost doubled my total combined credit limits. I'm definitely a happy member.

 

Between the membership and the applications they pulled TU twice and EQ once. Definitely worth it.

Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: Another NFCU success story. Flagship and CLOC

Fantastic, congrats on the Navy approvals !!! Nice job

Message 2 of 10
Loquat
Moderator Emeritus

Re: Another NFCU success story. Flagship and CLOC

You cleaned up at Navy...congrats!

Message 3 of 10
Anonymous
Not applicable

Re: Another NFCU success story. Flagship and CLOC

Thanks guys.

 

I just checked and my utlization was 33% I wanted to wait but couldn't help it. When It reports it will make a dent in the utlization %. I spoke with member service a couple of times over the weekend to get some questions answered and was impressed.  Very happy to be a member.

Message 4 of 10
CreditMagic7
Mega Contributor

Re: Another NFCU success story. Flagship and CLOC

Congrats! on a nice sweep with NFCU!

Message 5 of 10
Anonymous
Not applicable

Re: Another NFCU success story. Flagship and CLOC

Congrats
Message 6 of 10
creditlady43
Regular Contributor

Re: Another NFCU success story. Flagship and CLOC

Congrats!



Navy Fed Sig. Visa ($27,500)|BlueGreen Encore Rewards ($10,000)|CapitalOne ($6,950)|Discover ($1,000)
Starting Equifax Score: 520 (5/2014) - Current Score: 726
Starting Transunion Score: 613 (5/2014) - Current Score: 733
Starting Experian: 595 - Current Score: 742
Message 7 of 10
RonM21
Valued Contributor

Re: Another NFCU success story. Flagship and CLOC

Nicely done! Cograts


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 8 of 10
Anonymous
Not applicable

Re: Another NFCU success story. Flagship and CLOC

Spartansoul;big congrats!!! Question did rep. Mention promisorry note;if so what's the wait time? I'm going on week and a half....
Message 9 of 10
Vegas4Play
Valued Contributor

Re: Another NFCU success story. Flagship and CLOC

Very Nice approvals, congrats to you  !!

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 10 of 10
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