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Hi everyone,
New poster but longtime lurker. Figured this would be a good occasion to decloak.
I read the threads on how to apply for NFCU membership and jumped at the chance. After approval this morning I couldn't resist applying for a Flagship Visa since others were having so much success. I thought I should wait because of my utilization but couldn't help it.
TU FICO 710
CK FAKO's 680ish
utilization approx 30%
The result was instant approval for $17600 at 11.74% not too bad considering my previous high credit limit was $6100 with a total combined credit limit of just under $40000.
That went so well I went ahead and applied for the CLOC and was instantly approved for the full $15000.
So in 5 minutes NFCU almost doubled my total combined credit limits. I'm definitely a happy member.
Between the membership and the applications they pulled TU twice and EQ once. Definitely worth it.
Fantastic, congrats on the Navy approvals !!! Nice job
You cleaned up at Navy...congrats!
Thanks guys.
I just checked and my utlization was 33% I wanted to wait but couldn't help it. When It reports it will make a dent in the utlization %. I spoke with member service a couple of times over the weekend to get some questions answered and was impressed. Very happy to be a member.
Congrats! on a nice sweep with NFCU!
Congrats!
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
Very Nice approvals, congrats to you !!