Another Synchrony CLI (Mavis) (DPs) (Nov 2023)

madmann26 · ‎11-28-2023

I keep this for promotional financing on tires. Sounds silly but it's useful for me.

I asked for $8500, they countered with $5k, making it a $1k CLI.

DPs

Opened

8/21/2022

CLI requests

4/6/2023 - approved

7/11/2023 - approves (asked for $7200 but countered with $4k)

8/15/2023 - denied

9/10/2023 - denied

11/28/2023 - approved (asked for $8500 but countered with $5k)

Current Scores - 12/27/2024

FICO 8

EQ - 689

TU - 731

EXP - 717

JoeRockhead · ‎11-28-2023

Nice bump, congratulations!

NoMoreDebt · ‎11-28-2023

congrats on the cli

AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $5000 SL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ PAYPAL CREDIT LINE $1700/NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL

CreditAggie · ‎11-28-2023

Congratulations on your Synchrony CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (April 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

BigBS · ‎11-28-2023

Congrats on the CLI!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

addicted · ‎11-28-2023

Congratulations on your cli.

Chapter 7 BK 05/2017

M_Smart007 · ‎11-28-2023

Congratulations on your CLI 🎉

IcyCool7227 · ‎11-29-2023

You will of course be denied for any CLI with Synchrony if you apply less than 3 months apart. That's why the denials.

As of: 1/10/25:
EQ: 798 (prev. 794 on 12/19/24; prev. 781 on 9/20/24; 747 on 8/7/24; 781 on 7/1/24; 785 on 3/28/24. 778 on 2/6/24; 773 on 1/26/24; 750 on 1/7/24; 626 on 6/7/23 & 652 in April 2023) - FICO 8
EX: 769 (prev. 767 on 10/26/24; 751 on 9/20/24; 729 on 8/7/24; 752 on 7/1/24; 761 on 755 on 2/6/24; 753 on 1/26/24; 732 on 1/7/24; 643 on 6/7/24; 619 in April 2023) - FICO 8
TU: 768 (prev. 771 on 12/3/24; 756 on 9/6/24). - FICO 8.

Old TU - Credit Karma: 806 (prev. 782 on 12/19/24; prev. 759 on 7/1/24; 748 on 2/6/24; 744 on 1/26/24; 689 on 1/7/24 ; 654 in April 2023) - CreditKarma

Have:
- Amazon Prime Store Card: $10,000
- Amex Blue Cash Everyday (AU): $10,000
- Capital One SavorOne Cash Rewards: $3,300
- Chase Freedom Flex: $1,000
- Citi Custom Cash: $9,200
- Citi Double Cash: $8,000
- Citi Rewards +: $5,800
- Discover it Cashback: $2,500
- Kohl’s Charge: $3,000
- Mercury Rewards Visa: $4,390
- PayPal World Cashback MasterCard: $5,500

- Super Cash: Limit varies based on debit balance - doesn't show up in accounts anymore though on CRs.