@Anonymous wrote:@CBrow do you know if they do a HP for a CLI request or maybe only over a certain amount requested?
@Anonymous they do soft pull requests for all CLI requests, as far as I know.
@CBrow wrote:So 3 months and 1 day after my last CLI from Bank of America, the luv button popped up again! Decided to test my luck and push for a ridiculous limit at $40k. Only got a slight pushback! I'm surprised they have been so generous.
Since joining MF, this card has grown significantly over 6 months: 3k > 9k > 18k > 34.3k
The cash advance limit is a joke for the limit on the card lol. Has never increased.
Have you always used the luv button each time you have requested a CLI? I currently have 2 BOA Cash Rewards cards with limits of $3,600 and $4,500. I have only requested one CLI over the phone for one of the cards issued Dec 2018 from 1k to 3.6k. The other card was initially approved at 4.5k in June 2019 and I have never requested an increase yet. Currently both cards have the luv button popping up and I want to attempt a go at the card with 4.5k. Not sure what CLI to request and if it would be wise to attempt for both cards about the same time. Both balances at fully paid up at statement close.
Go big or go home. I had the same results as him (except got denied on my last one to go from 18k to higher) using the luv button online. No point in calling in for something you can do yourself that's guaranteed to be a soft pull. Ask for 25k and see what you get. After you do one, go for the other.
They do some batch processing over night which would get rid of the link being present - that part isn't immediate.
They do some batch processing over night which would get rid of the link being present - that part isn't immediate.
as of 1/1/23
