Went ahead and did a App spree before i lock my reports and head to the garden
1. NFCU Rewards card Approved 15% APR 1k limit (at least my foot in the door)
2. Pen Fed Rewards Card Approved 17% 12k (very Suprised last year was a denial)
3 Discover 2nd card 20% apr 4k (was pre approved)
4 DCU CLI requestd (pending).. UPDATE approved 5k and interest rate lowered to 13% ..
Was told I could upgrade do the rewards but interest rate would be 17% .passed on that as this is my BT card
5. Bestbuy Needs 2 weeks to process so most likely a denial (really wanted that card)
6 Cap 1 savor was pre qualifed but DENIED ----- Will be ending my CAP 1 accounts bank and everything im done with them
Will update pendings and head to Garden



MAJOR BANK CARDS Amex BC 15k, Amex CM 1500, Amex Delta 1k, BB&T Travel 4500, BBVA 6900, CAP1QS 2600, Discover 3300, Marvel MC 6000, Wells Fargo CR 4500, Blispay 2k
CREDIT UNION CARDS DCU 2k , Robbins 10k, United1st 5k
STORE CARDS Amazon 10k, Home Depot 5k, PayPal 4k, Walmart 6k, Lowes 12k