So, for a little background, I've been rebuilding for about 3 years. Prior to that I really didn't know much about credit and was dumb and naive. 3 years ago I found this site and have been relatively obsessed ever since then. It's been a long process and when I started out I had very little extra money to do anything with. I've since then started making more money and have rehabbed student loans and made sure I paid everything on time.
I still have a repo on all three reports and 2 collections on EX and 1 on EQ and TU. My scores still aren't great (EQ: 665, TU: 655, EX: 674), but I had May 1 as my plan for a mini-app spree (that got a little bit out of control). Here are the results:
PSECU Visa: Instant Approval $10,000 (This is the one card I was really hoping for.)
Capital One Venture: 7-10 Day Message. Received Letter in mail approved for $15,000
Blue Nile: Approved for $8,000. (This was another I was hoping for as I will likely be purchasing a ring relatively soon.)
PenFed Promise: Approved for $1,000 (Was hoping for more, but happy to be approved as a start. Was denied about 6 months ago).
DCU CLI: Approved from $5,000 to $7,500
AMEX BCP: Approved for $5,000
Chase Amazon Visa: 7-10 Day Message. Received Letter for verification. Approved for $3,500.
Citi Double Cash: Instant Denied
Barclay's Apple Rewards: Approved for $2,000
Now I will be entering the Garden for a long time to come. Fortunately I have multiple student loan tradelines dating back quite far, so the hit on my AAOA shouldn't be too bad. Overall, I'm very happy and surprised.
