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@Anonymous wrote:Congrats on your approvals. I applied for Chase Freedom and Nfcu back in August. I went back to look at my alerts and both reported within a couple of days.
Something I noticed with Capital 1seems to be happening with you too. When I did my app sprees, I would check the pre-qualifier from all sites. Every time I have applied for a cc, I would lose the cap 1 pre-qualifier. This happened in August and November. Amex takes forever to report a new account. The account I opened in November finally reported in January. I lost my Cap 1 pre-qualifier again in January After Amex reported. I checked Cap 1 tonight and only have a Qs offer, not Venture. I usually qualify for both. I am not concerned because I don't want either card. I just thought I would let you know the pattern I have seen from them.
Thank You!!
Yes, seems strange with Cap One. I'm assuming they saw that I had new inquires and was seeking credit.
UPDATE- Inquiries officially are:
TU 4 (NFCU for account, Chase, NFCU for card, Cap One)
EQ 1 (Cap One)
EXP 2 (Chase and Cap One)
Surprised about the Chase on TU, was hoping they only pulled EXP. Either way it's great that only Cap One pulled EQ because that shows both baddies. TU shows CO with no Tax Lien and EXP shows Tax Lien and noCO.
Congrats on the approvals you've gotten so far. I'd jsut wait out Chase. Seems like most of us wait on Marriot if we haven't gotten an instant approval (I'm on day 12 of waiting for an update on mine). If you got an instant approval from NFCU for 25k you may just want to wait out and see how that 2nd card goes. It may be worth the wait though for NCFU I always expect a pull for each and every app. 7 to 10 day could be verification or manual review as quite often when they deny an app it's instant. I feel off the wagon and jumped on my Venture and QS prequals at the begining of the month and both resulted in a 7 to 10 day message. Got the emails for approvals on both 4 or 5 days later.
I have voided the second NFCU app and HP, going to hold off for a while. Marriott and Venture are the ones I'm impatiently waiting for news on. Hope I have the same luck as you on the Cap One, taking the three HP's and coming up with nothing is not what I expected. Did you get any update on the Marriott from the Chase status line? When you apped did it say they received your app or did you get a specific message?
Thanks
congrtas!
Just got an email from Cap One saying:
Your new card is on it's way
RE: Account ending in xxxx
Your new credit card was mailed today. Thanks for being a Cap One customer.
This is what I was looking for!!! No info on CL or APR, but pre-qual said 13.24%. 15k line would be nice too......
Now, my Marriott app seems to be lost in space with Chase. They have no record of the app, but when I told them I received a HP from EXP and TU they said they only pulled TU for my Freedom app. So, I'm going to wait for now and see what happens. Anyone else have this happen?
Thanks all