App Spree Success

russ4690 · ‎03-29-2014

I decided to pull the trigger today, and apply for 5 different cards I was interested in (assuming I wouldn't get approved for all). I have been rebuilding my credit the past several years and had 0 HPs when I applied today. Below are the cards I applied for and the results:

Chase Marriott Premier Card: Approved - 10k

AMEX Everyday Card: Approved - 3.5k

Barclays Rewards MC: Approved - 2k

Discover IT: Pending Review

Citi Thank You: Pending Review

Before today I only had a total of 1.5k in CLs, so I'm extreamly happy about the AMAZING day increasing my total CL by around 15k! My question is... should I call the recon lines for the Discover and Citi cards? Thoughts? Has anyone recently called the recon lines for these of these? Thanks!

Starting Score: EX 603 EQ 635 TU 677
Current Score: EX 720 EQ 735 TU 747
Goal Score: 790

Take the myFICO Fitness Challenge

gdale6 · ‎03-29-2014

Grats on your nice spree

I would give them a call on Monday to see if they need anything from you, good luck on the last 2!

coldnmn · ‎03-29-2014

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

CreditMagic7 · ‎03-29-2014

Nice group approvals!

Best of Luck for equally decent SL's on the others.

russ4690 · ‎03-30-2014

Just a little update... I call discover, and this is my updated results! 4/5 baby!!

Chase Marriott Premier Card: Approved - 10k

AMEX Everyday Card: Approved - 3.5k

Barclays Rewards MC: Approved - 2k

Discover IT: Approved (required address verification) - 11k

Citi Thank You: Pending Review

I was shocked! Now i'm debating calling Citi or not....

Starting Score: EX 603 EQ 635 TU 677
Current Score: EX 720 EQ 735 TU 747
Goal Score: 790

Take the myFICO Fitness Challenge

CreditMagic7 · ‎03-30-2014

If Citi does anything less then approval for you Recon them to the EO. There's been plenty of success with them but hopefully you will update with 5/5 baby!! anyway!!

Thanks for sharing.

alvon123 · ‎03-30-2014

nice job!!!

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

BigBS · ‎03-30-2014

Looking good so far. Hopefully Citi comes through without recon!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

russ4690 · ‎03-30-2014

@CreditMagic7 wrote:
If Citi does anything less then approval for you Recon them to the EO. There's been plenty of success with them but hopefully you will update with 5/5 baby!! anyway!!

Thanks for sharing.

Thanks CreditMagic7, I'll wait a couple of days before reaching out to them. Incase I have to recon them, do you know the best email and/or number to call?

Starting Score: EX 603 EQ 635 TU 677
Current Score: EX 720 EQ 735 TU 747
Goal Score: 790

Take the myFICO Fitness Challenge

-Wade- · ‎03-30-2014

Congrats on your success

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******