App Spree Success

[Anonymous]

Nicely done - Congrats.

[lg8302ch]

Congrats on your  success - You got some really nice cards     As for Amex I would wait a while and let the inq age off and then re-apply. Enjoy your card selection in the meantime.

[Anonymous]

Congrats! Wish i could get chase prequal to work. I keep thinking maybe im filling out the form wrong lol. Someday... Enjoy your new cards!!

[gdale6]

Grats on all your approvals

[dajewa1]

congrats!

[Anonymous]

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@speedcredit4 wrote:

Decided to do a prime app spree 7-10 days ago.

Discover It - Approved $3,500 ....pulled EQ

Chase Freedom - Approved $1,500 pre-qual....pulled EX and TU

Citi Simplicity - Approved $900  Pre-qual.......pulled EX and EQ

Capital One Venture - Approved $10,000 .... pulled all three

Capital One QS Visa - Approved $3,000... Apped right after Venture.  Used same pulls

American Express PRG - Denied :....pulled EX

Reasons: Fico score - 642

Inquiries (Dealership racked up a lot)

No Credit cards on your report.  LOL what??????

Ratio of your card account balances to your income is too high, or cannot be determined.

Not sure what to do about the Amex denial.

All were instant approvals.

Was also pre-qualified for Chase Slate.  Citi Diamond, Premier, Thank You Preferred, and Double Cash

Utl: 24%, Income $30,000.

Student Loan lates and Judgement from 2009.  Paid Collection from 2013.

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Congrats on your approvals and success

[NichelleN]

Congratulations!

[speedcredit4]

Thanks to all!

Im going to call Amex and have them explain te denial reasons.

To me it seems Citi pre-quals are live.  I had been playing with the site for a while after they started sending me mailers.  Daily and weekly the offers would change.  Before my spree and car loan reported I was pre-qualified for the HHilton Honors, but it disappeared and never returned.  The APR and promo length kept changing.  I would trust the site, but not mailers.  I'm no longer pre-qualified on the site, but mailers keep coming.

My reports should impove in a couple months and I'll request a Cli with Citi.  Simplicity is useless with a low limit.  I do like that you can have money deposited into your checking account during the transfer promo and recieve that rate.

[FocusedAndDetermined]

Congrats on all your approvals!

[grneydangl]

Way to go!