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App Spree x4

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Anonymous
Not applicable

App Spree x4

So... Am new to forum, been browsing for a week. Already learned a lot but tend to ramble, be aware. App'd for BoA Cash Rewards instant deny you will receive letter etc. Called every # for BoA I could find on here... 1st lady says no to recon, 2nd time guy can't even locate my app, 3-5 transfer me to "application line", which tells me to go online and hangs up. After 5th call gave up, wouldn't even give me a human anymore. App'd for both Fidelity Visa Sig AND US bank cash+ before learning they share underwriters, both denied then called in to check, was told "will be submitted to underwriters for review," 7-10 days. Called later, cash+ approved, 2.5k.
Fidelity calls, "location doesn't match, strange email address" etc. Resubmits to underwriters. Called later, approved, 2.5k! *whew*
Thought sure denial. And last but not least, cold-called Citizens to app for cash back plus world MC. Rep does pull, app'd for 9.7K!! Double-checked cuz thought he said
5K. Now waiting on cards...
Message 1 of 16
15 REPLIES 15
simplynoir
Mega Contributor

Re: App Spree x4

Congrats on your haul there. Might want to cool off on apps for awhile.

Message 2 of 16
Anonymous
Not applicable

Re: App Spree x4

Nice little spree, congrats!

Message 3 of 16
Anonymous
Not applicable

Re: App Spree x4

Yeah probably let some inquiries drop off
Message 4 of 16
FinStar
Moderator Emeritus

Re: App Spree x4


@simplynoir wrote:

Congrats on your haul there. Might want to cool off on apps for awhile.


Great advice here OP.

Message 5 of 16
AverageJoesCredit
Legendary Contributor

Re: App Spree x4

Welcome,Congrats, Garden, 😎
Message 6 of 16
Anonymous
Not applicable

Re: App Spree x4

Thanks for advice guys(or girls) will definitely wait a while and be working on utilization nw Smiley Happy
Message 7 of 16
Marz2002
Senior Contributor

Re: App Spree x4

CONGRATS on your App Spree and WELCOME  to the Forums!!!

graduation GIF by Hallmark eCards

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 8 of 16
Anonymous
Not applicable

Re: App Spree x4

Thanks glad to be here even tho I just showed up and am already going back to the 'garden' as you call it Smiley Happy Oh and if I just add cards in signature will they show up like yours do?
Message 9 of 16
Anonymous
Not applicable

Re: App Spree x4

U had an awesome day as far as approvals go, now take ur butt to the garden and have a seat😂!! Congrats tho!!
Message 10 of 16
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