So... Am new to forum, been browsing for a week. Already learned a lot but tend to ramble, be aware. App'd for BoA Cash Rewards instant deny you will receive letter etc. Called every # for BoA I could find on here... 1st lady says no to recon, 2nd time guy can't even locate my app, 3-5 transfer me to "application line", which tells me to go online and hangs up. After 5th call gave up, wouldn't even give me a human anymore. App'd for both Fidelity Visa Sig AND US bank cash+ before learning they share underwriters, both denied then called in to check, was told "will be submitted to underwriters for review," 7-10 days. Called later, cash+ approved, 2.5k.
Fidelity calls, "location doesn't match, strange email address" etc. Resubmits to underwriters. Called later, approved, 2.5k! *whew*
Thought sure denial. And last but not least, cold-called Citizens to app for cash back plus world MC. Rep does pull, app'd for 9.7K!! Double-checked cuz thought he said
5K. Now waiting on cards...