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App Spree

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Total80sKid
Senior Contributor

Re: App Spree

Fantastic approvals! Congrats!

Message 11 of 18
gdale6
Moderator Emeritus

Re: App Spree

Good run, grats to all your success Smiley Happy

Message 12 of 18
krisssmmm
Regular Contributor

Re: App Spree

Congrats!

Message 13 of 18
Working-on-Credit1
New Contributor

Re: App Spree

With the app spree did your score drop a lot or no?

Message 14 of 18
Remi1
Contributor

Re: App Spree

As @Working-on-Credit1 mentioned, I am also curious what effect getting the three new cards has had now that a bit of time has passed. Have the new accounts reported yet?

Message 15 of 18
Demented1
Established Contributor

Re: App Spree

Congrats @Nikita2008 on your App Spree approvals...enjoy your new "goal cards"! Smiley Wink




Message 16 of 18
Nikita2008
Regular Contributor

Re: App Spree


@Working-on-Credit1 wrote:

With the app spree did your score drop a lot or no?


2 of the 3 pulled Experian, and 1 pulled Transunion. Initially Ex. dropped 3 points after the second inquiry, nothing from the first. ( but they were the same day, so may be cumalative)

Tu dropped 1 point. 

I follow Ex most closely because I have a paid subscription. I was at 687 when I apped, it went down to 684 then bumped a few points here and there. 2 of the 3 accounts have reported and my Ex Fico 8 is 707 as of yesterday. It seemed as though I went down 10 pts on TU on Credit Karma when the second account reported, but I looked on the TU website instead and it was up 16.  I won't be shocked if the 3rd account drops 10 points.


I am pretty happy with the new cards ( all reasonable terms Vs monthly fees sand high rates), so I'm in the garden for a year....maybe a little longer).

Message 17 of 18
babygirl1256
Senior Contributor

Re: App Spree

Congrats on your apps spree!!!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 18 of 18
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