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App spree approvals and a couple denials

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howellco2
Frequent Contributor

App spree approvals and a couple denials

Well after getting my email that my Marvel card was closeing i decided to pull the trigger on a app spree been in Garden a little over a year anyway here goes

 

1. Sofi 2% card approved 9100 $

2. FNoB Plat  approved 11600 $  was a preappoved mailer after approval i emailed them and the product changed it to evergreen rewards

3. UsAlliance  15000 $ approved then had to answer a bunch of underwriter emails but it was finnaly issued

4. UsBank   was denied because my report was locked  called in unlocked but still denined for too many recent inq. agent offered to man review approved for 1k  i hope it grows i plan to use this

5. Citi double cash approved 7200$

 

6 . Bank of America rewards  denied said i dont have enough of a banking relationship with them  I only have the spirit mastercard 

7. Lake michigan credit union opened account for the 3% interest on 15k and used same pull to apply for the 3% cash back card was denied because i was a new customer and out of state

 

so all in all i think i did ok 

 

my new credit limit between all card is well over 250k


MAJOR BANK CARDS Amex BC 15k, Amex CM 1500, Amex Delta 1k, BB&T Travel 4500, BBVA 6900, CAP1QS 2600, Discover 3300, Marvel MC 6000, Wells Fargo CR 4500, Blispay 2k
CREDIT UNION CARDS DCU 2k , Robbins 10k, United1st 5k
STORE CARDS Amazon 10k, Home Depot 5k, PayPal 4k, Walmart 6k, Lowes 12k
Message 1 of 12
11 REPLIES 11
KingRue8500
Senior Contributor

Re: App spree approvals and a couple denials

Congrats on all of your approvals




Message 2 of 12
babygirl1256
Senior Contributor

Re: App spree approvals and a couple denials

Woo Hoo . . . what-a-spree!!! Congrats on all of your approvals . . . great spreeing.Smiley Wink

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 3 of 12
Elpadrino1
Valued Contributor

Re: App spree approvals and a couple denials

Congratulations on your approvals!! Nice spree.

Message 4 of 12
KLEXH25
Valued Contributor

Re: App spree approvals and a couple denials

Wow! Congrats on your monster app spree approvals!



Message 5 of 12
Total80sKid
Senior Contributor

Re: App spree approvals and a couple denials

Congrats on your spree approvals 👍🏼

Message 6 of 12
GrandBay
Frequent Contributor

Re: App spree approvals and a couple denials

@howellco2  congrats on your App Spree and back to the garden you go!

Message 7 of 12
Ficoproblems247
Valued Contributor

Re: App spree approvals and a couple denials

Congrats on a very successful run! Sorry about your couple of denials, but could have turned out much worse! It's cool to see someone post about LMCU. I have been a member there for about 10 years or so, but due to their size I can count the times I've seen posts about them on the forums on one hand. 



FICO 8 EX 836 EQ 838 TU 831
TCL $223,100
Message 8 of 12
gdale6
Moderator Emeritus

Re: App spree approvals and a couple denials

Excellent run and you are 250K+ overall too, many grats Smiley Happy

Message 9 of 12
CreditAggie
Community Leader
Super Contributor

Re: App spree approvals and a couple denials

Congratulations on your approvals!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 10 of 12
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