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App spree before gardening

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Anonymous
Not applicable

App spree before gardening

Hi everyone, just did these days some apps started with:

AMEX blue cash everyday instant approval $10k pulled EX

BOA denied offered secure card (looking for advice on calling for recon) pulled TU

Discover it denied (also looking for advice on recon) don't know where they pulled

Chase Freedom UNL 7-10 message afte app and called 5 minutes later, answered some address questions, verified pin sent to mobile number and approved $2.5

 

nedd advice on discover and BOA cash rewards apps that recon dept wasn't available due to holiday!

 

thanks in advance!!

 

UPDATE!!!

 

Discover recon success, approved $4.5k instantly

 

BOA denied on recon due to past delinquencies years ago

 

so that makes my app spree 3 out of 4 

 

Message 1 of 19
18 REPLIES 18
Anonymous
Not applicable

Re: App spree before gardening

Congratulations what's your scores like ?
Message 2 of 19
My_Fako
Established Contributor

Re: App spree before gardening

I would like to know too. "Scores"

Amex PRG NPSL I Chase Marriott $10k I Venture $15.3k I Amex BCE $10K I PNC 13K I Chase IHG $8.6k l Amazon $6k l Chase Hyatt 20k l US Bank Cash+ $13K I Barclays $12.6k I Venture $13k l Discover it $4.6k l Express Next $3.1k l Amex EverDay $15K l Cabelas 1k I Wayfair $17.1k I Walmart $8k l SG $9.8k l Target $3.6K I PP 2K l AU Shell Gas $900 opened in 1974 l Ex 704 Tu 698 Eq 667

Anything worth fighting for is worth fighting dirty for.
Message 3 of 19
Anonymous
Not applicable

Re: App spree before gardening

Thanks david244us

 

Fico TU 682 EQ 678 EX 774

 

Message 4 of 19
estrickland1
New Contributor

Re: App spree before gardening

I too would like to know your scores. I was denied today for Discover It 

 

Edit: i see them now

Starting Score: EX 655, TU 583, EQ 598
Current Score: EX 651, TU 662, EQ 640
Goal Score: 700s
Message 5 of 19
Anonymous
Not applicable

Re: App spree before gardening


@Anonymous wrote:

Thanks david244us

 

Fico TU 682 EQ 678 EX 774

 


What's missing from your EX report (or on your TU/EQ reports) that's keeping those scores roughly 100 points apart?

Message 6 of 19
Anonymous
Not applicable

Re: App spree before gardening

A sears charge off paid in full and late payments from like 4 years ago that's show on TU and EQ but none of that in EX 


@Anonymous wrote:

@Anonymous wrote:

Thanks david244us

 

Fico TU 682 EQ 678 EX 774

 


What's missing from your EX report (or on your TU/EQ reports) that's keeping those scores roughly 100 points apart?


 

Message 7 of 19
Anonymous
Not applicable

Re: App spree before gardening

Have you tried contacting them to get that negative info removed from the other 2 bureaus?  100 points is very significant as I'm sure you know, and it would suck to have to wait another 3 years to get them back.  Since it's PIF you could possibly get them to work with you on it.

Message 8 of 19
Anonymous
Not applicable

Re: App spree before gardening

I would try to do that, thanks for advice

Message 9 of 19
Anonymous
Not applicable

Re: App spree before gardening

UPDATE!!!

contacted Discover recon and app wasnt approved online by misinformation, the lady filled required info, no questions asked, approved $4.5k instantly
Message 10 of 19
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