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@Thermionic_E wrote:That makes sense. You PIF all your cards? What utilization do you use throughout the month on most of them and do you ever have any percentage report? I use full balances and pay down to zero as many expenses are related to business but I think I need to change my strategy bevause I think it raises flags when it goes above my stated income.
I pay in full every month. I'm a few months out from our new home construction finishing so I've just started AZEO and report about 1% there. Before I started AZEO, I let autopay handle everything unless a balance got to about 9%, then I'd pay it down to make sure it doesn't report higher.
Congratulations on your CLI, nice job!








Congrats!!!! : )



