Apple Card 40K @ 12.74, soft pull?

ShermanOaks · ‎10-11-2019

While adding my boarding pass to my Wallet I noticed an invite to apply for the Apple Card, so I took the bait.

Entered in my income, last 4 of social and scanned my DL. Instant approval.

data points:

14 HPs (mortgage refi, new car etc)

mid 800s across the 3.

American Express: PR Gold, Platinum (AU), Starwood Preferred (38K), SPG Business (75K)
Chase:CSP (38.5K) United Visa AU (35K)
Citi: Costco (35K)

ShermanOaks · ‎10-11-2019

American Express: PR Gold, Platinum (AU), Starwood Preferred (38K), SPG Business (75K)
Chase:CSP (38.5K) United Visa AU (35K)
Citi: Costco (35K)

Anonymous · ‎10-11-2019

If you accepted the offer, the HP will come soon. When they first show the offer and the APR, it is based on a SP

Anonymous · ‎10-11-2019

I think others have said their hp showed up a few days later?

Anyway congrats on the monster SL!!

Pro-X · ‎10-11-2019

Congrats on your approval!!

SEAlifer · ‎10-11-2019

AU

Meanmchine · ‎10-11-2019

Congrats !

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching

M_Smart007 · ‎10-12-2019

Congrats!

Medic981 · ‎10-12-2019

Congrats, Nice SL ! ! !

Bank of America Cash Rewards Visa Signature : 8/17 : $11.2K APR 18.99%

SYNCB - Amazon Prime Store Card : 9/17 : $5K APR 28.24%

Synchrony Car Care : 9/17 APR 29.99%: $2.5K

Synchrony - Conoco : 9/17 : $1.55K APR 29.24%

American Express Everyday Cash : 7/18 : $20K APR 18.74%

Citi Bank Double Cash World Elite MasterCard : 8/18 : $6.5K APR 3.99%

NFCU Flagship Rewards Signature Visa : 11/18 : $25K APR 9.99%

Chase Sapphire Preferred Visa Signature : 10/19 : $8.2K APR 19.99%

PenFed Gold Visa Signature : 03/20 : $7.5K APR 16.49%

Bank of America Amtrak Guest Rewards Platinum Mastercard : 11/20 : $8K APR 18.99%

Synchrony Bank - CareCredit: 12/20 : $4K APR 26.99%

Synchrony Bank - Lowes: 7/21 : $7K APR 25.99%

Chase Freedom Unlimited Visa Signature : 10/21 : $12.3K APR 19.99%

Chase Southwest Airlines Rapid Rewards Priority Visa Signature

USAA Preferred Cash Rewards Visa Signature Card

Your FICO credit scores are not just numbers, it’s a skill.

Gotham- · ‎10-21-2019

@ShermanOaks wrote:
While adding my boarding pass to my Wallet I noticed an invite to apply for the Apple Card, so I took the bait.

Entered in my income, last 4 of social and scanned my DL. Instant approval.

data points:
14 HPs (mortgage refi, new car etc)
mid 800s across the 3.

Congrats on your APPLE Approval! You may see a pull later on your CR.... HOW-SO-EVER Still Worth it for a "Bat-Attack" to Goldman Sachs!

2018 Dec Starting Score: 700
Current Score: 778
Achieved Goal Score 2020: 800
Take the myFICO Fitness Challenge