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Apple Card, Amex, Penfed and Wells Fargo CLIs

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Frequent Contributor

Apple Card, Amex, Penfed and Wells Fargo CLIs

Hello,

 

I like to have all my credit cards(except my navy fed card(balance transfer card) and chase(i might need the padding to transfer to another card)) at 11k(just my thing) so I went online for amex and ask to increase from 10k to 11k. done. Called Wells fargo from 10k to 11k. Done.  I tried with apple....my 7500 went to 8000. 500 increase. Its fine. I put about 50 bucks a month on the apple card so them not giving an increase to 11k is warrant. I tried to get my walmart increase. DENIED! I will find out in 2-3 business days. The denial reason is always low use of limit. All soft pulls. And then lastly I did Penfed because I knew it would be a hard pull. They pulled from Equifax where I only have 1 inquiry. I was expecting her to say 10k but she came back and said I was approved for 25K. My relationship with Penfed started Sept 2019 and I have checking and savings with them. I am not sure if that help my Penfed limit go from 5k to 25K. I was preapproved for the card March 2020 with 5k.

 

And non credit limit increase news...my discover apr got lowered from 15.24% to 12.24%. So today has been a blessing for me. Now I continue to garden and not ask any credit card companies for anything until May 2021.

My Cards:


Future Cards:

US Bank Cash + Visa [May 2021 0/12, US Bank 1/12 Rule]
Chase Amazon Prime Rewards Visa [September 2021 4/24, Chase 5/24 Rule]
Currently: [0/6, 3/12, 9/24]
Message 1 of 13
12 REPLIES 12
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Community Leader
Senior Contributor

Re: Apple Card, Amex, Penfed and Wells Fargo CLIs

Congrats on your multiple CLI approvals!!! Along with the Disco reduction!!

Smiley Happy

Message 2 of 13
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Super Contributor

Re: Apple Card, Amex, Penfed and Wells Fargo CLIs

Congratulations on your CLIs and APR reduction!

Message 3 of 13
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Valued Contributor

Re: Apple Card, Amex, Penfed and Wells Fargo CLIs

Congratulations on your CLIs and APR reduction!



Current FICO 8:

Credit Age:

Inquiries:

Goal Cards:


Message 4 of 13
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Valued Contributor

Re: Apple Card, Amex, Penfed and Wells Fargo CLIs

Congratulations!!  Nice job.





Message 5 of 13
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Moderator

Re: Apple Card, Amex, Penfed and Wells Fargo CLIs

Lots of success here, grats to it all Smiley Happy

Message 6 of 13
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Epic Contributor

Re: Apple Card, Amex, Penfed and Wells Fargo CLIs

Congratulations!

popcorn eating emoticon.gif

Message 7 of 13
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Regular Contributor

Re: Apple Card, Amex, Penfed and Wells Fargo CLIs

Congratulations

TU806 EQ798 EX793 (12/20)
Message 8 of 13
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Super Contributor

Re: Apple Card, Amex, Penfed and Wells Fargo CLIs

Well done !


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2020 CCT EX 821 TU 824 EQ 840
A dragon lives forever but not so little boys
Painted wings and giant rings make way for other toys
One grey night it happened, Jackie Paper came no more
And puff that mighty dragon, he ceased his fearless roar

Peter, Paul and Mary
Puff The Magic Dragon Jan 1st, 1963
Message 9 of 13
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Frequent Contributor

Re: Apple Card, Amex, Penfed and Wells Fargo CLIs

Thanks everyone. I never did a credit limit increase spree like this before so I'm wondering is this frown upon in credit card companies eyes? Any repercussions happening to me for doing this?

My Cards:


Future Cards:

US Bank Cash + Visa [May 2021 0/12, US Bank 1/12 Rule]
Chase Amazon Prime Rewards Visa [September 2021 4/24, Chase 5/24 Rule]
Currently: [0/6, 3/12, 9/24]
Message 10 of 13
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