Hello,
I like to have all my credit cards(except my navy fed card(balance transfer card) and chase(i might need the padding to transfer to another card)) at 11k(just my thing) so I went online for amex and ask to increase from 10k to 11k. done. Called Wells fargo from 10k to 11k. Done. I tried with apple....my 7500 went to 8000. 500 increase. Its fine. I put about 50 bucks a month on the apple card so them not giving an increase to 11k is warrant. I tried to get my walmart increase. DENIED! I will find out in 2-3 business days. The denial reason is always low use of limit. All soft pulls. And then lastly I did Penfed because I knew it would be a hard pull. They pulled from Equifax where I only have 1 inquiry. I was expecting her to say 10k but she came back and said I was approved for 25K. My relationship with Penfed started Sept 2019 and I have checking and savings with them. I am not sure if that help my Penfed limit go from 5k to 25K. I was preapproved for the card March 2020 with 5k.
And non credit limit increase news...my discover apr got lowered from 15.24% to 12.24%. So today has been a blessing for me. Now I continue to garden and not ask any credit card companies for anything until May 2021.
