Apple Card Approval $1,500 used Cart Hack

Lebrunrf · ‎07-14-2021

After several attempts to get approved using the soft pull, I found through this great forum that some have had lucking with a "method". I went to the apple website logged in put an order of about $2000 in my car then at checkout selected the option for financing via apple card. It came back with an approval of 1.5k!

Not saying it's a sure thing but I will say I didn't get approved before doing this....you don't actually need to complete the purchase.

TU F8/9- I think GS using F9

700/622(I hate this scoring model)

Good Luck!

FalconSteve · ‎07-14-2021

Congrats on your approval!

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k CL- AU, wife
3/9/20 Truist Rewards $11k SL- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL

CreditAggie · ‎07-14-2021

Congratulations on your Apple Card approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (January 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

financialfreedom777 · ‎07-14-2021

That's amazing, congrats!

Starting Score: 12/18/2019 EQ 601 | TU 614 | EX 596
Current Score after recent fall from grace: 02/8/2023 EQ 647 | TU 660 | EX 663
Goal Score: 780