Apple Card Approval ! But ...

blb2397 · ‎09-12-2021

Approved for Apple Card 5K.

Scores around 780 from 580 just 15 months ago (Thanks my fico forums)

But...

So caught up in it but I don't have an Apple products.

I literally registered a new ID just to apply.

Why even allow it - haha - if it seems I literally can't do anything without and iPHONe (or IPad Maybe? )

Any suggestions?

I guess worse case I always have a card with 5k available

Rebuild2019 · ‎09-12-2021

Congratulations on your Apple Approval.

pizzadude · ‎09-12-2021

Congrats on the Apple card approval! You can always use the physical card for purchases, out in the real world too

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX

Red1Blue · ‎09-12-2021

Congrats

CreditAggie · ‎09-12-2021

Congratulations on your Apple Card approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (December 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

KingRue8500 · ‎09-12-2021

Congrats on your Apple Card approval

Anonymous · ‎09-12-2021

Congrats !

Total80sKid · ‎09-12-2021

Congrats on your Apple Card approval 👍🏼

NRB525 · ‎09-12-2021

You could look into a used / refurbished iPhone 7 and set that up on a bare bones prepaid plan. I'm assuming you already have an android phone and have no interest in moving to iPhone?

While you can use the physical card to make purchases, I believe all the % back reward money goes into an Apple Cash account, which only exists in the Wallet App on an iPhone or iPad.

There might be a reason the card is called the Apple Card

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765

coreyb80 · ‎09-13-2021

Congrats on the approval!