Apple Card Approval

Anonymous · ‎08-08-2019

Approved for the Apple Card!!

Kind of weirded out because I have 6 months of Credit History with a 680 Credit Score and only $600 worth of credit to name. So idk if they’re pulling an Oprah Winfrey... YOU GET A CARD! YOU GET A CARD! Lol

Approved for 4k @ 23.99%

BallBounces · ‎08-08-2019

Congrats.

What do your Bank accounts look like, and DTI?

I think GS/Apple is doing more than just looking at a FICO9 TU score.

Anonymous · ‎08-08-2019

Congrats on your Apple Card approval!

Anonymous · ‎08-08-2019

I make like 20k a year. Although I don’t have any late payments and I usually only utilize less than 10% of credit.

tbque · ‎08-08-2019

Congrats!

BOA Customized Cash Rewards Visa Platinum Plus | $300

Navy Federal CU Refinance | $23,492 @ 5.29%

Capital One Auto Finance | $14,068 @ 9.12%

Marz2002 · ‎08-08-2019

YOU...

CONGRATS @CoachLuke99 on your Apple Card approval, Thanks for the DPs, and Welcome to the Forums!!!

JR_TX · ‎08-08-2019

Congrats and welcome to the myFICO community!

New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 0 EQ 0 TU 0 | AAoA 9y8m | UTIL 1% - 4% | $300K+ Total Limits

Anonymous · ‎08-08-2019

Congratulations!

Cred4All · ‎08-08-2019

Congrats on the approval .

firefox100 · ‎08-09-2019

Hi again I spoke to Gs today about my my approval for apple card. as I said other list I was apove for cl of 8500 and intrest rate of 17.9 percent. With fico score of over 800 on trans union and ul of 2 percent the terms wher not good. I have total cl of 134.5K and out standing balance on all my cards are 2k and no lates. Spoke to low level person from customer service she called me today, we spent an hour on phone. GS is not using Fico scores at all, using 3.o model from Trans union. I was told that I would get call back some time next week from VP of Operations. thay are Advertising intrest rates from 13.2 percent to 24 percent. If some one who has credit report like I have dosen't get lower end rate then I think ther is false advertising.