Apple Card Approval

capnsloya · ‎07-19-2020

I didn't mean for this weekend to turn into an app spree but, alas, here we are The garden calls.

I noticed people started seeing their Apple Card accounts show up on their Experian credit reports recently and decided to go for it as I have a security freeze on my TransUnion account (*UPDATE*, check DP's). Instant approval for a $2,000 limit and 21.99% APR!

DP's:

SP approval but expecting a HP on either Experian or Equifax since I accepted the offer. 765 Experian, 767 Equifax and 760 TransUnion FICO 8's.

*UPDATE* TransUnion was still pulled. I was incorrect in thinking I had a security freeze. Credit Karma shows TU with a new GS/Apple Card inquiry.

1% utilization on credit cards (6k balance on Amex Plat charge card not included)

Approved for two other cards in the last 24 hours (PENFED and BoA cash rewards).

3 years 4 months AAoA

Current Cards

FICO Score 8's as of June 2024

Inquiries as of June 2024