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Apple Card Approval

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Matt9543
Established Contributor

Apple Card Approval

Finally! It has finally come! I've been trying for the Apple Card for so long now! I finally got approved today! I tried the trick in my shopping cart to apply and I got approved for a $1,150 limit! I live and breathe the Apple Ecosystem so it is definitely a great addition! For a heads up, any iPhone case or Apple watch band can be purchased individually for Apple Card Monthly Installment, and it gives you the option to apply. It's definitely going to benefit me for my every day purchased. So excited!!


FICO Scores (current as of November 24, 2020): Equifax: 740 | Experian: 751 | TransUnion: 732
Message 1 of 17
16 REPLIES 16
Ficoproblems247
Valued Contributor

Re: Apple Card Approval

Congrats on getting your card! I saw your post in the other thread about the SCT, that is so awesome! I'm surprised they balked at you with the scores in your siggy before. What is your TU score 9, and what were the denial reasons before if you don't mind me asking? I too love all things Apple, but have been 50/50 about getting this card, I have contemplated it for the entire past year and just can't make up my mind if I want to pull the trigger or not. Congrats again, I'm so glad you got it this time around! Smiley Happy 



FICO 8 EX 836 EQ 838 TU 831
TCL $223,100
Message 2 of 17
CreditAggie
Community Leader
Super Contributor

Re: Apple Card Approval

Congratulations on your Apple Card approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 3 of 17
Matt9543
Established Contributor

Re: Apple Card Approval


@Ficoproblems247 wrote:

Congrats on getting your card! I saw your post in the other thread about the SCT, that is so awesome! I'm surprised they balked at you with the scores in your siggy before. What is your TU score 9, and what were the denial reasons before if you don't mind me asking? I too love all things Apple, but have been 50/50 about getting this card, I have contemplated it for the entire past year and just can't make up my mind if I want to pull the trigger or not. Congrats again, I'm so glad you got it this time around! Smiley Happy 


Hi! Thank you!! My FICO score has ranged from 735-760. Every time the denial was because my monthly debt obligations are too high compared to my income. Last month I was put into Path to Apple Card, with the stipulation I make monthly on time payments for 4 months and reduce debt to less than $649. My debt is actually higher now and I was still approved. Nonetheless, use it and then I'll hopefully be posting a CLI approval in a few months!


FICO Scores (current as of November 24, 2020): Equifax: 740 | Experian: 751 | TransUnion: 732
Message 4 of 17
gdale6
Moderator Emeritus

Re: Apple Card Approval

Grats on getting your Apple card Smiley Happy

Message 5 of 17
nuohlac
Valued Contributor

Re: Apple Card Approval

Congratulations on your approval!!!




Message 6 of 17
blindambition
Senior Contributor

Re: Apple Card Approval

It's raining 🍎!!! Congrats on your approval!!!

Smiley Happy

Message 7 of 17
AllZero
Mega Contributor

Re: Apple Card Approval

Congratulations on your approval!
Message 8 of 17
Matt9543
Established Contributor

Re: Apple Card Approval

Thanks everyone!!

FICO Scores (current as of November 24, 2020): Equifax: 740 | Experian: 751 | TransUnion: 732
Message 9 of 17
cashorcharge
Community Leader
Super Contributor

Re: Apple Card Approval

Congratulations on your new Apple card! Just in time for the new phone

Message 10 of 17
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