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Apple Card CLI, Finally!

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Thammer
New Contributor

Apple Card CLI, Finally!

So like many others here, I got stuck with a low limit to me Apple card. All three scores hover in the low 800s, reported 6 figure income, other cards in the 20-25k range, and Apple gave me a $4k limit almost a year ago. I use it A LOT. I nearly max it out every month and pay it off to avoid interest. And every time I've requested a CLI I get declined. The reason has always been something along the lines of balance too high in relation to payments made, which is crazy because I always PIF before the deadline to avoid interest. Usually in one lump sum.

 

I requested again Saturday and got a 3 day message so I figured it was another denial. Got an email this mornng that they bumped it up to $7500. I was hopping more based on my spending but it's a lot better than nothing. It was a soft pull as well so that makes me happy. Cheers!

 

Message 1 of 16
15 REPLIES 15
CreditMagic7
Mega Contributor

Re: Apple Card CLI, Finally!

Congratulations on the Apple Card CLI!!!


 

Message 2 of 16
coreyb80
Super Contributor

Re: Apple Card CLI, Finally!

Congrats on the increase!

Message 3 of 16
Jedibarber007
New Contributor

Re: Apple Card CLI, Finally!

Congrats!!

Starting Score: 661
Current Score: 677
Goal Score: 720


Take the myFICO Fitness Challenge






Message 4 of 16
Ilinferno
Established Contributor

Re: Apple Card CLI, Finally!

Glad you got some motion on it finally! Congrats!

Message 5 of 16
TSlop
Valued Contributor

Re: Apple Card CLI, Finally!

Congrats on your CLI!


Message 6 of 16
CreditAggie
Community Leader
Super Contributor

Re: Apple Card CLI, Finally!

Congratulations on your Apple Card CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (August 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 16
gdale6
Moderator Emeritus

Re: Apple Card CLI, Finally!

Grats on your move up on the Apple Smiley Happy

Message 8 of 16
Jordan23ww
Senior Contributor

Re: Apple Card CLI, Finally!

Congratulations on your limit increase! 

       
 


Message 9 of 16
FalconSteve
Valued Contributor

Re: Apple Card CLI, Finally!

Congrats!

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k-->27.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k-->$15.5k CL- AU, wife
3/9/20 Truist Rewards $11k SL --> $13.5k- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL
Message 10 of 16
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