Hey FicoFam,
I received another increase on my Apple Card recently and wanted to share my experience / data points.
My card was at a $1750 limit, I requested an increase via chat last month, they got back to me 8 days later via email informing me of the increase. I was originally told by the GS chat robot that it would take 3 days to review my request... LOL (they must have been busy for the holidays).
I was approved for a $2,000 increase! New limit = $3750. This is about 120 days since my last increase which was an auto cli from GS. I opened the card in April 2021 / $500 --> $1750 --> $3750.
I use the card as my daily driver, putting quite a bit of spend thru it, and have never paid GS a cent in interest because I pay the card in full every month. I ran $6,000 thru card in December with over 150 transactions,
Im sure this helped my increase odds somewhat. Annual spend over 15k on card.
I love how GS responds well to heavy spend on the Apple Card, and im sure this trend will continue as long as my spending does. My Goal is to grow this card over 10k by end of year.
Thanks for being part of the journey everyone!
- J
Stats:
DTI: 31%
Income: $79,000
INQ: TU - 6 / EX - 4 / EQ - 5
Score: 703 - 727 depending on bureau / score model
BK7 discharged January 2018, no other negative items
Congratulations on your Apple CLI!!
@Anonymous wrote:Hey FicoFam,
I received another increase on my Apple Card recently and wanted to share my experience / data points.
My card was at a $1750 limit, I requested an increase via chat last month, they got back to me 8 days later via email informing me of the increase. I was originally told by the GS chat robot that it would take 3 days to review my request... LOL (they must have been busy for the holidays).
I was approved for a $2,000 increase! New limit = $3750. This is about 120 days since my last increase which was an auto cli from GS. I opened the card in April 2021 / $500 --> $1750 --> $3750.
I use the card as my daily driver, putting quite a bit of spend thru it, and have never paid GS a cent in interest because I pay the card in full every month. I ran $6,000 thru card in December with over 150 transactions,
Im sure this helped my increase odds somewhat. Annual spend over 15k on card.
I love how GS responds well to heavy spend on the Apple Card, and im sure this trend will continue as long as my spending does. My Goal is to grow this card over 10k by end of year.
Thanks for being part of the journey everyone!
- J
Stats:
DTI: 31%
Income: $79,000
INQ: TU - 6 / EX - 4 / EQ - 5
Score: 703 - 727 depending on bureau / score model
BK7 discharged January 2018, no other negative items
Congrats but also thats very strange given the DP's usage that you gave that it took them 8 days to make a decision. Because that's strong usage and what GS likes to see for CLI. I don't run anywhere near what you do through mine and my SL and current Limit are much higher than ours, even though our salaries are about the same. Matter of fact it's always the last card I even think about using and sometimes I have to even remind myself I have it, use it. With that said every single one (as well as probably 90% of folks that I'm in another credit group with) CLI were Instant and I request every 91 days.
Excellent, grats on the 2K move up 
