Apple Card Instant CLI (Finally)

[tech-d]

Messaged Apple in February, wouldn't budge from my $1500 limit despite using it as one of my two daily cards - I had to make two payments per month just to stay away from my limit. Also didn't look good for util if it was at $900 at the end of the month.

Just messaged them now, they said "We'll open a case, we'll get in touch within 5 days" and 5 minutes later I'm up to $2500! Woohoo!

Between this and paying off another $1800 of CC debt this month I should be below 50% utilization. So happy right now!

[CreditAggie]

Congratulations on your Apple Card CLI!

[Anonymous]

Congrats on your CLI.

[AllZero]

Congratulations on your CLI!

[tech-d]

Thanks! If you've had your Apple Card for more than 3-4 months, you should ask them for a CLI, it's a soft pull. Same with Discover. Both gave me CLIs in the past 30 days.

[blindambition]

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@tech-d wrote:

Messaged Apple in February, wouldn't budge from my $1500 limit despite using it as one of my two daily cards - I had to make two payments per month just to stay away from my limit. Also didn't look good for util if it was at $900 at the end of the month.

Just messaged them now, they said "We'll open a case, we'll get in touch within 5 days" and 5 minutes later I'm up to $2500! Woohoo!

Between this and paying off another $1800 of CC debt this month I should be below 50% utilization. So happy right now!

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Congrats on the CLI!! Also on lowering debt below 50%. That's a great achievement!! 👍🏻 

[M_Smart007]

Congratulations!

[Anonymous]

Congrats!

Goldman Sachs seems to have loosened up a bit since COVID-19 struck. 

[tech-d]

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@Anonymous wrote:

Congrats!

Goldman Sachs seems to have loosened up a bit since COVID-19 struck. 

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Thanks! I wondered about that. When I heard 5 days, I thought they're probably busy and suspicious of me asking for a CLI during all of this even though it's all algorithms on the back end. My credit score is 15 points higher than it was in early Feb when I asked earlier, I've been using it often, PIF, etc so that probably factored in.

[19eighty5]

Congratulations!