In the midst of my spree yesterday, I was having trouble applying for the Apple Card. My ID wasn't being accepted so it went under review. Called today and cleared up whatever mixup was holding up the application. Received an approval for $1,500 and I accepted it!
Whirlwind year: last April, I had no credit and tons of debt and we were living at my parents. Paid off ALL of my debt, re-established my credit and as I posted in my app spree post, bought a house yesterday!
Current cards:
Discover $1,500 06/20
Navy cashrewards $2,000 06/20
Navy Amex $1,500 11/20
Amex Delta Gold $1,000 04/21
Apple Card $1,500 04/21
cap1 secured $500 05/20
total personal limits of $8,000
Amex Delta Biz $3,000 04/21
Amex Biz Green $3,500 11/15
Going to the garden till further notice. I opened all of these cards in the last 11 months. At one point I had 3 secured cards, which helped me GREATLY and two of them graduated. Need to grow my "older" cards that gave potential CLI coming up this summer and give my profile a chance to get better so I don't just have these toy limits.
I posted on the rebuild thread about when to consider a rebuild over. I still need to strengthen my profile, but between all these new cards between yesterday and today and the best part of all, closing on our first house, I consider my rebuild complete. My next goal is to reach $15-20k in unsecured credit in the next year by growing my current limits.
