Aprroved: $20,000 VISA Signature Rewards with Apple Federal CU in Virginia; fixed APR 9.49%
Caveat: For out of state, first-time app --> lots of docs and verification
As I was strolling back to the garden, I came up with a cunning plan to use my relatively unsed TU HP.
They pulled TU, probably FICO 9 Bank Card. My score was 858 out of 900. 1 HP in past 2 yrs.
Asked for POI, W-2, usual IDs, and an online zoom chat to verify if you're the real person app'ing! Relatively small CU and very risk adverse. They only restarted accepting out of state apps recently. The CC rewards are not spectacular, but it's what it is. The customer service, zoom person, and UW were very friendly and helpful.
There's not much DPs on the forum so I app'ed without much info. Not an unicorn, but I hope my DP will be helpful to some of you.
In the past week, got approved for $20,000 each at PenFed and NASA. $60,000 new CL before returning to the garden is not bad at all. Good luck to you all !
