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Apple card $2000 increase

tag
masscredit
Senior Contributor

Apple card $2000 increase

I've been trying to get an increase on my Apple Card for about a year. The reason they kept giving me is - 

 

You have not used and paid enough of your Apple Card credit limit since your last credit limit increase.

 

a few months ago, I bought a new set of AirPods and finance them for a few months. tonight I requested an increase. Got bumped from $6500 to $8500. 

EQ - 702 / TU - 679 / EX - 689

Capital One Savor - $17000 / Capital One Venture - $13000 /AAA Travel Advantage Visa - $13000 /Bread Rewards AMEX - $9450 /Apple Card - $8500/ TD Cash Card - $7500 / TD Double Up - $7000 / Mercury - $5000 / Ally Master Card - $4300 / DCU Visa - $3000 / Capital One QuickSilver - $600
$88,350
DCU Auto Loan
Message 1 of 11
10 REPLIES 10
JoeRockhead
Community Leader
Super Contributor

Re: Apple card $2000 increase

Nice, congratulations on your CLI and new limit!

Message 2 of 11
Copenix
Frequent Contributor

Re: Apple card $2000 increase

Nice with a little love - congrats on your CLI.

Building credit in the U.S. since January 2022

Current cards:

Total Credit Limit $117.8K | Utilization 0.9%

FICO 8s March 2026


Message 3 of 11
soxfaininfl
Established Contributor

Re: Apple card $2000 increase

Congratulations on your CLI!





Message 4 of 11
dfwxjer
Established Contributor

Re: Apple card $2000 increase

Congrats on the increase! 

 

 

Speaking of the Apple card, I finally used mine the other day when I bought a new Mac so maybe they'll finally increase the limit on ours lol. 

Current active cards:
Amex - Platinum, BCP
BofA - Unlimited Cash Rewards Sig
Chase - CSR, Amazon Prime, United Explorer
Citi - Custom Cash, Costco Visa
TCL - $370k
CC utili - 2%
Experian - 818
Message 5 of 11
JamesS84
New Member

Re: Apple card $2000 increase

Nice! I wonder if a non-Apple purchase would have produced the same results?

Message 6 of 11
USMCOne
Regular Contributor

Re: Apple card $2000 increase

Congrats! For myself this has been the ONLY way I can get a Apple increase. Year after year they deny saying the same exact thing. On the two times I have gotten credit increases it was after I financed say a iPhone with Apple Card. After payoff they always increase it. Any other time zero.

Message 7 of 11
jtamay3083
Member

Re: Apple card $2000 increase

Interesting - is that an automatic increase?

Message 8 of 11
youngandcreditwrthy
Senior Contributor

Re: Apple card $2000 increase

Congrats OP! @USMCOne  I got this Apple card (sure is pretty lol) and have got a measly $1000 cl so have not used more than $100 and have pif before statement cuts. had it for four months so far, only spent 100 a month or 10% util per month. 

 

I decided to leave a $100 balance and just pay the min for the next 3 months lol it doesn't have a min finance charge and mine's at 24.49% APR - low relatively speaking lol... I don't mind paying a little interest on a very small balance to see if I can get it to grow this other way cause I simply won't finance any Apple products on this card, but it is a good default card for 2% I just can't work with the tiny limit they gave me. I'm between 700 - 750 FICOs across the board most versions including bankcard.

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 9 of 11
crystal626
Established Contributor

Re: Apple card $2000 increase

Congrats!

 

I just tried and was told I haven't used/paid enough since my last request. Maybe I should pay off my 17 Pro Max in full instead of keeping the installments and see what happens.

3/2/26

EX8 760
EQ8 778
TU8 780
TU VS4 778

22 cards TCL $258,400 ACL $11,745
Message 10 of 11
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