Just wanted to post this.
Was just approved for an Apple Card a week ago. I hate Apple products but I wanted to slap down a fun metal card when I go to restaurants and especially bars. Yes I know it's only 1% back and I have 4% cards (Altitude Go and Verizon Visa) but the difference between 1 % and 4% back is not meaningful to me. I make $300 or so per hour so $3 per $100 spend is, shall we say, "chump change." I was preliminarliy approved for the card for a SL of $2000. My FICO is ~730 but I have $120,000 in total CLs and 15 new open cards within the past two years. I accepted.
Knowing that one can only get a titanium Apple card by requesting one from Apple Wallet, I immediately purchased a well-used iPhone 6 from ebay for $38 so I could do so.
I was able to load the digital card onto the iPhone 6 and request a real titanium card immediately, which is what I was looking for. Note: "AI" and reddit posts say that you have to have a device "running the latest iOS version" to request a physical card. This is totally incorrect. My iPhone 6 runs iOS 15.8.4 as of September 14, 2025. This is FAR from the "latest version" of iOS. I was able to order a titanium card from the wallet app with no problem.
Strangely, about 3 days after being approved for the card, I received an email saying my credit limit was bumped from $2000 to $3000. I did not make this request, nor did I use the card before the CLI was announced. I have made no purchases whatsoever on the card at this point. Not sure why the CLI even happened.
I'm still waiting for the titanium card. I plan to make no purchases through Apple Pay but will throw down the titanium card if the bartendrix (bartendress?) is young and cute enough. I'm 50 years old so I don't think this will make any sort of difference in my dating life but hey, one can pretend. There's no fool like an old fool.
Also, fun fact, I received no "hard pull" on any credit report. I had temporarily unfrozen my three credit reports to see about the pre-approval. I applied and accepted, saw no hard pull, then re-froze my reports an hour or so later. Usually my phone lights up like a Christmas tree from a dozen credit monitoring things whenever there's a hard pull on any of my reports. Nope. No attempt at a hard pull from Goldman.
As an oldster, I find the Apple card to be rather interesting and unique. It's definitely intended to be a 21st century digital card that seamlessly integrates with a person's digital devices. And to that end, it works well. The oddity is its physical being -- I think they made the titanium physical card for schmucks like myself who are willing to take the financial hit to throw down a reasonably fun & fancy legacy card product. I'm fine with that. Most Gen Zeroes and the like will not care. I hate Apple products less now that I understand them. They remind me of the "walled garden" of Prodigy and AOL back in the day. I don't personally like that but I can see how others would because it all just works, even if it's rather stifling.
Thought I'd put out these data points FYI. Thank you for your attention to this matter.
51-year-old licensed banking and finance attorney. Series 65 registered investment advisor. Southern California. I am happy to educate anyone under the age of 40 but I will not argue with you because you know nothing and I have better things to do. I have been doing this longer than you've been alive. If you want my advice, you can pay me with sincere gratitude or money, and not necessarily in that order.
Enjoy your new card and I hope it grows nicely for you! 
RIP: 
Starting Score: 789
