myFICO® Forums
Help
cancel
Turn on suggestions
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Did you mean: 

Applied for Amex Delta Sky Miles and it's pending!! [Update: APPROVED]

tag
Get Access Now
itsmejustin29
New Member
New Member
‎03-31-2014 01:31 PM
‎03-31-2014 01:31 PM

Applied for Amex Delta Sky Miles and it's pending!! [Update: APPROVED]

I've come a long way since I started rebuilding my credit from 384 (Aug' 2008) to 674 (today!) and I applied for the Delta Sky Miles card yesterday and got the 10 day message. Since they were closed yesterday I called today and they need to verify my adresss using either utility or bank statement and I told them I moved to Atlanta a few weeks ago and I don't move into my own apartment til this Thursday but I did update my new address with my banks. They offered to do a 3-way conf call with my bank to confirm my new addr info and I'm going to do that tonight.

 

Does this mean that upon verification of my address I *could* possibly be approved? I just moved to ATL and I would love to take advanage of flying Delta. Unfortunately I wasn't able to use this card yesterday due to the 10 day message and I used my BOA Rewards card instead to pay for the ticket because I was flying THAT DAY (long story) but going forward I really want to use this card!

 

Edit:

 

FICO 674

Util 13%

AAoA 3.25 yrs

1 degrog (falls off this Aug)

No lates, BKs, or other public records

 

BOA Rewards $2000 CL ($1.00 bal)

Barclay Card $700 CL ($274 bal) however it's really $174...I paid that down last week

Cap 1 Secure  $300 ($30 bal) however its $0.00 since I paid it down last week

Banana Repub $300 ($174)

*Discover IT $1500 (not reporting yet...)

 

Message 1 of 16
0 Kudos
15 REPLIES 15
yudeology101
Senior Contributor
‎03-31-2014 01:54 PM
‎03-31-2014 01:54 PM

Re: Applied for Amex Delta Sky Miles and it's pending!!

Sounds like a winner in my book!!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO ↑ 11) EX:686 (FICO ↔ N/C) TU:686 (FICO ↑ N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 2 of 16
0 Kudos
itsmejustin29
New Member
New Member
‎03-31-2014 04:38 PM
‎03-31-2014 04:38 PM

Re: Applied for Amex Delta Sky Miles and it's pending!!

I was approved with a $2k limit!!!!! I'm finally apart of American Express!!

Message 3 of 16
0 Kudos
-Wade-
Valued Contributor
‎03-31-2014 04:59 PM
‎03-31-2014 04:59 PM

Re: Applied for Amex Delta Sky Miles and it's pending!!

@itsmejustin29 wrote:

I was approved with a $2k limit!!!!! I'm finally apart of American Express!!

Congrats on your approval Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 4 of 16
0 Kudos
CreditMagic7
Mega Contributor
‎03-31-2014 05:01 PM
‎03-31-2014 05:01 PM

Re: Applied for Amex Delta Sky Miles and it's pending!! [Update: APPROVED]

Congrats!
Thanks for sharing.
Smiley Happy
Message 5 of 16
0 Kudos
coldnmn
Mega Contributor
‎03-31-2014 05:24 PM
‎03-31-2014 05:24 PM

Re: Applied for Amex Delta Sky Miles and it's pending!! [Update: APPROVED]

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 6 of 16
0 Kudos
hot4u
Established Contributor
‎03-31-2014 05:26 PM
‎03-31-2014 05:26 PM

Re: Applied for Amex Delta Sky Miles and it's pending!!

Congrats Welcome to the Family Smiley Wink


(Chase)- Freedom, CSP®, United MileagePlus® Explorer, Marriott Rewards® Premier, Penfed cash+ rewards/Promise/Defender.
Amex’s- BCE, Hilton, SPG®, PRG® and Blue®, NFCU Cash Rewards, FHB Destinations World Elite.
- Amex Centurion,(Citi) Executive/Platinum® Advantage


Alaska Airlines
Message 7 of 16
0 Kudos
BigBS
Senior Contributor
‎03-31-2014 05:45 PM
‎03-31-2014 05:45 PM

Re: Applied for Amex Delta Sky Miles and it's pending!!

Congrats on the new card!

Score: EQ(784) EX(788) TU(792)
INQs: EQ(2) EX(6) TU(2)
Last INQ: 08 Jul 25

Total Credit Limit - $2.0M

Message 8 of 16
0 Kudos
alvon123
Super Contributor
‎03-31-2014 05:49 PM
‎03-31-2014 05:49 PM

Re: Applied for Amex Delta Sky Miles and it's pending!!

@itsmejustin29 wrote:

I was approved with a $2k limit!!!!! I'm finally apart of American Express!!

congrats


Message 9 of 16
0 Kudos
gdale6
Moderator Emeritus
‎03-31-2014 06:05 PM
‎03-31-2014 06:05 PM

Re: Applied for Amex Delta Sky Miles and it's pending!!

@itsmejustin29 wrote:

I was approved with a $2k limit!!!!! I'm finally apart of American Express!!

Grats on your successful app Smiley Happy

Message 10 of 16
0 Kudos
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.