myFICO® Forums
Help
cancel
Turn on suggestions
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Did you mean: 

Applied for Sallie Mae and...

tag
Get Access Now
Desmoire
Regular Contributor
‎10-30-2014 09:35 AM
‎10-30-2014 09:35 AM

Applied for Sallie Mae and...

Was approved for a lame $500. Ugh not really worth a HP. So I called the recon number just now. I was on the phone for maybe 5 minutes and got that up to 2850! Barclays recon department seems very nice.

myFICO Scores EQ 778 TU 783 EX 772 | Mortgage 106774.00 | Auto Loan 15251.00 | AMEX BCE 0/25500 | Lowes 0/6300 | Barclay Rewards 0/5000 | NASA FCU 0/5000 | FNBO 0/4400 | Amazon 0/4000 | FNBO Employee 283/2900 | NFM 0/2600 | Chase Freedom 0/2500 | Best Buy 0/2300 | Cap One 0/2250 | FNBO 0/1100 | NASA FCU Rewards 0/1000 | Quicksilver 0/750 | Younkers 0/500 TOTAL: 283/74,450 0.003% UTIL
Message 1 of 22
21 REPLIES 21
elim
Senior Contributor
‎10-30-2014 09:42 AM
‎10-30-2014 09:42 AM

Re: Applied for Sallie Mae and...

wow, that was a score!  how old are your newest accounts and how many??   how many inq's on TU?

Message 2 of 22
Desmoire
Regular Contributor
‎10-30-2014 09:48 AM
‎10-30-2014 09:48 AM

Re: Applied for Sallie Mae and...

1 recent INQ from chase, but that card hasnt reported yet. NASA was my newest card reporting. That was actually how I was able to talk him into it, asked for 5000 since thats what i have with nasa, i have 2150 with my other barclay so he gave me 2850 for 5000 total with them.

myFICO Scores EQ 778 TU 783 EX 772 | Mortgage 106774.00 | Auto Loan 15251.00 | AMEX BCE 0/25500 | Lowes 0/6300 | Barclay Rewards 0/5000 | NASA FCU 0/5000 | FNBO 0/4400 | Amazon 0/4000 | FNBO Employee 283/2900 | NFM 0/2600 | Chase Freedom 0/2500 | Best Buy 0/2300 | Cap One 0/2250 | FNBO 0/1100 | NASA FCU Rewards 0/1000 | Quicksilver 0/750 | Younkers 0/500 TOTAL: 283/74,450 0.003% UTIL
Message 3 of 22
0 Kudos
skigirl916
Established Contributor
‎10-30-2014 09:52 AM
‎10-30-2014 09:52 AM

Re: Applied for Sallie Mae and...

@Desmoire wrote:

Barclays recon department seems very nice.

Totally agree. Smiley Happy

Message 4 of 22
0 Kudos
FlawlessShineAutoSpa
Established Contributor
‎10-30-2014 11:41 AM
‎10-30-2014 11:41 AM

Re: Applied for Sallie Mae and...

Congratulations on your aprroval and recon CLI on your Barclays Sallie Mae CC! Continue Success in The World of Credit Cards!

American Express Blue Cash Everyday $2000 •• Cap1 Venture One $10K
Barclaycard Rewards Mastercard $1500 •• Chase Freedom Visa $3500
Cap 1 Quicksilver Visa $5000 •• Cap 1 Quicksilver Mastecard $2000
Syncrhrony $1500 •• Citi Double Cash $1700 •• Cap1 Spark Classic $2000
Credit One Visa $500



Message 5 of 22
Involver
Valued Contributor
‎10-30-2014 12:06 PM
‎10-30-2014 12:06 PM

Re: Applied for Sallie Mae and...

Nice work on the recon, now start putting that 5% to good use. Smiley Happy

Message 6 of 22
SpiceIslander
Frequent Contributor
‎10-30-2014 12:56 PM
‎10-30-2014 12:56 PM

Re: Applied for Sallie Mae and...

Congrats on your recon. Barclays is very good with auto CLIs, so be patient. I started @ 5000.00 then went to 9000.00, now I'm at 13,000.00 all in 13 months. (That reminds me...I need to update my siggy.)

 

I especially like how you get your reward $$ as soon as the charge posts. Their CS is great as well. I'm very happy with Barclays.

Meg.

FICO: 4/2016 - TU 841 | EQ 840 | EX 837

FNBO 23,600 | Amex SPG 13,900 | Amex BCP 13,400 | Barclays/Sallie Mae13,000 | Discover IT 12,500 | Lowes 10,000 | PLOC 9,300 | NASA FCU 8,700 | Citi Simplicity 6,200 | BOA Platinum+ 6,000 | Achieva CU 5,500 | Chase CSP 5,000 | Sam's Club 3,000 | Sears 900
Message 7 of 22
0 Kudos
Anonymous
Not applicable
‎10-30-2014 08:05 PM
‎10-30-2014 08:05 PM

Re: Applied for Sallie Mae and...

You guys suck. You're making me want to pester Barclay's recon dept again for a bigger SL.

Message 8 of 22
0 Kudos
Anonymous
Not applicable
‎10-30-2014 08:29 PM
‎10-30-2014 08:29 PM

Re: Applied for Sallie Mae and...

@SpiceIslander wrote:

@Congrats on your recon. Barclays is very good with auto CLIs, so be patient. I started @ 5000.00 then went to 9000.00, now I'm at 13,000.00 all in 13 months. (That reminds me...I need to update my siggy.)

 

I especially like how you get your reward $$ as soon as the charge posts. Their CS is great as well. I'm very happy with Barclays.

Sometimes Barclays is good at auto-CLIs, not always!

Message 9 of 22
0 Kudos
chalupaman
Super Contributor
‎10-30-2014 08:30 PM
‎10-30-2014 08:30 PM

Re: Applied for Sallie Mae and...

Congrats! Smiley Happy

 

Perhaps 2 more recon attempts could have gotten me this card. :/

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 10 of 22
0 Kudos
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.