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Apply for AMEX in January or wait?

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myjourney
Super Contributor

Re: Apply for AMEX in January or wait?


@bmwman3241 wrote:

Applied for CSP and was instant approved!!

 

Thank again everyone for all your help and info.


Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 31 of 38
bmwman3241
Established Member

Re: Apply for AMEX in January or wait?

I just logged on to my new Amex online account and it shows a member since date of 2014. 

I thought I had locked in MSD of 2013 since I was added as an AU account in 11/2013? 

How can I get this changed to 2013?

Message 32 of 38
09Lexie
Moderator Emerita

Re: Apply for AMEX in January or wait?


@bmwman3241 wrote:

I just logged on to my new Amex online account and it shows a member since date of 2014. 

I thought I had locked in MSD of 2013 since I was added as an AU account in 11/2013? 

How can I get this changed to 2013?


Contact them and tell them you've been a member since 2013. 

It hapoens all the time

Message 33 of 38
09Lexie
Moderator Emerita

Re: Apply for AMEX in January or wait?

Did you already have an online account for the other account?

Message 34 of 38
Chitown2newyk
Valued Member

Re: Apply for AMEX in January or wait?

Congrats!!

Credit score - 721 TU (lender pulled 5/21/13), EQ - 736 (MyFico pulled on 7/03/13), EX - 721 (MyFico pulled on 9/07/13) Goal - 780 *Garden* until May 2014 when 5 baddies age to 4.5 yrs. Then prime card app spree!

Cards wanted: Amex gold, CSP, and BCP


Message 35 of 38
bmwman3241
Established Member

Re: Apply for AMEX in January or wait?


@09Lexie wrote:

Did you already have an online account for the other account?


Yes, I did have an online account for the AU card. I made a new online account for my personal card. Does that make a difference?

 

Message 36 of 38
09Lexie
Moderator Emerita

Re: Apply for AMEX in January or wait?


@bmwman3241 wrote:

@09Lexie wrote:

Did you already have an online account for the other account?


Yes, I did have an online account for the AU card. I made a new online account for my personal card. Does that make a difference?

 


It shouldn't - add it to your other account and call them to make sure their records are updated. 

Message 37 of 38
Anonymous
Not applicable

Re: Apply for AMEX in January or wait?

what are your APR's?

 

Also which cards did you get without abbreviations?

Message 38 of 38
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