Don't make the mistake I just made. I had JUST woken up and SoFi emailed me to app "with no impact on your credit score". I KNEW they did a hard pull if they approve you, but wasn't thinking and hit the button to see where I stood. Instant approval. Darnit.
$7500 SL (wow.) I would not have pulled the trigger on this one. I suppose it is my only World MC...
Datapoints in my sig are accurate. (EX got the pull) As an aside; they do not seem inq sensitive. (Although, that might account for my low SL)
Congrats either way! Hopefully you can make use of the card someway or another, easy 2% everywhere at least.
as of 2/22/26
Congrats! I had pretty much the same experience with my approval last week as my DP's almost mirror yours.
Grats on your SoFi approval 
@ccquest wrote:
Congrats either way! Hopefully you can make use of the card someway or another, easy 2% everywhere at least.
I'll find some use for it. Might open a trading account with SoFi and use the 2% for crypto. I dunno... 
@bigseegar wrote:Congrats! I had pretty much the same experience with my approval last week as my DP's almost mirror yours.
Congrats to you as well! Just wish I would have been thinking more clear in that moment. Drinking and now pre-qualifying from bed and legit no-no's
@Hoben02 wrote:Well you must have another existing relationship with SoFi to get the email, and most likely the only way to maximize the 2% return
Nope, but I did have an account already. I think I tried pre-qualifying a few months back for some promotion they were doing. I was turned down if I remember correctly. Guess they got the better deal on that one.