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So I went a little wild this month after cleaning up my reports from years of bad credit and decisions. Score is currently at a 738. I'm in a much better place now financially and have nearly no outstanding balances beyond some student loans and an auto loan. Don't shame me, but my new accounts are LMAO/24 and inquiries are **bleep**/24. I wanted all accounts and inquiries to age at the same time. Locking my reports now and gardening for a year or two.
Received a number of declines due to number of outstanding inquiries, but as for approvals:
1CB Rewards Visa Signature - $3.5K @ 17% HP EX
Alaska USA Visa Signature $7.5K @ 12% HP EX
Amex BCP - $10K @ 20% SP
Amex Delta Platinum - $10K @ 20% SP
Amex Green - $10K POT SP
Amex Platinum - $10K POT SP
BCU Cash Rewards Visa Signature - $30K @ 15% HP EX
Bread Cashback Amex - $9.5K @ 26% HP EX
Discover IT - $7K @ 24% HP EX
HVCU Rewards Visa Signature - $30K @ 16% HP EX
ICCU Premier Rewards Visa Signature - $30K @ 17% HP EX
Visions FCU Elite Visa Signature - $15K @ 15% HP EX
A little wild?
No shame at all, good for you, and best of luck in the garden. congratulations on your spree!
Wow, that is an old fashioned, back in the day app spree! Haven't seen one like that in a while. Congrats on your approvals!
Congratulations on your approvals!
Congrats!
Wow went big! congrats on some big scores
@northway wrote:So I went a little wild this month after cleaning up my reports from years of bad credit and decisions. Score is currently at a 738. I'm in a much better place now financially and have nearly no outstanding balances beyond some student loans and an auto loan. Don't shame me, but my new accounts are LMAO/24 and inquiries are **bleep**/24. I wanted all accounts and inquiries to age at the same time. Locking my reports now and gardening for a year or two.
Received a number of declines due to number of outstanding inquiries, but as for approvals:
1CB Rewards Visa Signature - $3.5K @ 17% HP EX
Alaska USA Visa Signature $7.5K @ 12% HP EX
Amex BCP - $10K @ 20% SP
Amex Delta Platinum - $10K @ 20% SP
Amex Green - $10K POT SP
Amex Platinum - $10K POT SP
BCU Cash Rewards Visa Signature - $30K @ 15% HP EX
Bread Cashback Amex - $9.5K @ 26% HP EX
Discover IT - $7K @ 24% HP EX
HVCU Rewards Visa Signature - $30K @ 16% HP EX
ICCU Premier Rewards Visa Signature - $30K @ 17% HP EX
Visions FCU Elite Visa Signature - $15K @ 15% HP EX
Wow you went hard! Haha. I plan to do this or something similar in about a year or so. Apply for all the cards I would want or could possibly use at once so that they age together.
Congrats on all of your approvals!
Congratulations on your approvals!!
@northway wrote:So I went a little wild this month after cleaning up my reports from years of bad credit and decisions. Score is currently at a 738. I'm in a much better place now financially and have nearly no outstanding balances beyond some student loans and an auto loan. Don't shame me, but my new accounts are LMAO/24 and inquiries are **bleep**/24. I wanted all accounts and inquiries to age at the same time. Locking my reports now and gardening for a year or two.
Received a number of declines due to number of outstanding inquiries, but as for approvals:
1CB Rewards Visa Signature - $3.5K @ 17% HP EX
Alaska USA Visa Signature $7.5K @ 12% HP EX
Amex BCP - $10K @ 20% SP
Amex Delta Platinum - $10K @ 20% SP
Amex Green - $10K POT SP
Amex Platinum - $10K POT SP
BCU Cash Rewards Visa Signature - $30K @ 15% HP EX
Bread Cashback Amex - $9.5K @ 26% HP EX
Discover IT - $7K @ 24% HP EX
HVCU Rewards Visa Signature - $30K @ 16% HP EX
ICCU Premier Rewards Visa Signature - $30K @ 17% HP EX
Visions FCU Elite Visa Signature - $15K @ 15% HP EX
Congratulations on your approvals.
Question: it seems like you've joined various geo-fenced credit unions, which are in very different geographical areas. Can you tell us how you managed that?




























