Well I can definitely recommend the QS/QS1. No annual fee for QS and for me, $19 a year for the QS1. 1.5% unlimited cash back is great too. Same thing my new NFCU card has. Cash back is my personal favorite.
Well my card has arrived. I guess it's shiny because it's the Visa Siggy. The paperwork came from my application. My TU score was 598 and I was approved for $5k, just in case someone else might be wondering but YMMV.