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Approvals and CLI Plus a Citibank Question 🙋🏾‍♂️

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jazzyvar84
Regular Contributor

Approvals and CLI Plus a Citibank Question 🙋🏾‍♂️

I was finally approved for the Verizon Credit Card and I also got a $10,000 credit card from my credit union (Safe Federal). I also decided to a bunch of CLI requests, which are as follows:

 

 Not the balances; these are the increase amounts

 

 Discover $1,500

 Navy Federal $2,500

 Care Credit $3,500

 Lowe’s $3,100

JC Penney $800

Belk $1,500

Amazon $800

Apple $250

 

Citi said no

 Capitol one said no

 

 I have no hope or interest in Capitol one, but can anyone tell me if Citi will up my card. I've started using it more and will pay in full every month. It started as a secured card but graduated after 8 months. I have had it 2 years now. The limit is $500. No late payments ever. My credit scores are all 730+. Credit utilization is 14%. Thoughts would be appreciated. Thank you all!

18 REPLIES 18
CreditAggie
Community Leader
Super Contributor

Re: Approvals and CLI Plus a Citibank Question 🙋🏾‍♂️

Congratulations on your approvals and CLIs!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (October 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 2 of 19
Anonymous
Not applicable

Re: Approvals and CLI Plus a Citibank Question 🙋🏾‍♂️

Safe FCU? You must be near my neck of the woods - midlands South Carolina!  Congrats!

Message 3 of 19
jazzyvar84
Regular Contributor

Re: Approvals and CLI Plus a Citibank Question 🙋🏾‍♂️

Yes! Lol. I'm in Columbia!

Message 4 of 19
Anonymous
Not applicable

Re: Approvals and CLI Plus a Citibank Question 🙋🏾‍♂️


@jazzyvar84 wrote:

Yes! Lol. I'm in Columbia!


Me too! Just out side of Forest Acres on the Cola side! Nice to find another Columbian on here!

Message 5 of 19
FinStar
Moderator Emeritus

Re: Approvals and CLI Plus a Citibank Question 🙋🏾‍♂️


@jazzyvar84 wrote:

I was finally approved for the Verizon Credit Card and I also got a $10,000 credit card from my credit union (Safe Federal). I also decided to a bunch of CLI requests, which are as follows:

 

 Not the balances; these are the increase amounts

 

 Discover $1,500

 Navy Federal $2,500

 Care Credit $3,500

 Lowe’s $3,100

JC Penney $800

Belk $1,500

Amazon $800

Apple $250

 

Citi said no

 Capitol one said no

 

 I have no hope or interest in Capitol one, but can anyone tell me if Citi will up my card. I've started using it more and will pay in full every month. It started as a secured card but graduated after 8 months. I have had it 2 years now. The limit is $500. No late payments ever. My credit scores are all 730+. Credit utilization is 14%. Thoughts would be appreciated. Thank you all!


Congrats on the approvals @jazzyvar84, especially SAFE CU 

 

I would exercise caution with the ones highlighted above, especially with back-to-back SYNCB CLI requests and the recent opening of the Verizon CC.

Message 6 of 19
SweetCreditObsession
Valued Contributor

Re: Approvals and CLI Plus a Citibank Question 🙋🏾‍♂️

Congratulations on the approvals and the CLI haul! Citi has been good to me. How long has it been since the card graduated?



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 7 of 19
Total80sKid
Senior Contributor

Re: Approvals and CLI Plus a Citibank Question 🙋🏾‍♂️

Congrats on all of your recent success! 👍🏼

Message 8 of 19
jazzyvar84
Regular Contributor

Re: Approvals and CLI Plus a Citibank Question 🙋🏾‍♂️

Why is that???

Message 9 of 19
jazzyvar84
Regular Contributor

Re: Approvals and CLI Plus a Citibank Question 🙋🏾‍♂️

It's been over a year, but my credit score grew so much that I received a lot cards with very high limits, so I quit using it. 🤦🏾‍♂️ 

Message 10 of 19
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