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Last week I decided to take a gamble knowing my scores are now good enough and did a 2 applications for one HP for capital one and BOOM approved for QS1 $500 and Platinum $500 on a single HP. My very first sub prime credit cards I have ever had in my entire life.
My journey started in April 2015
Cap1 secured was my first card, $99 down, $200 credit limit.
Finger Hut Fresh Start still have not graduated yet $187 instalment loan 2 payments left
Walmart $150 increased to $3000 after first statement recon phone call
Amazon $600 increased to $3000 after first statement recon phone call
Paypal Smart connect $400 increased to $1000 after first statement recon phone call
Cap 1 QS1 $500 applied after the 3rd Secured Card billing cycle
Cap 1 Platinum $500 applied after the 3rd Secured Card billing cycle
FYI I have cleaned my reports of all derotories these past four months during this time. Score averages are around 681 now coming from 500 four months ago. I am expecting to hit 700s easily by the end of this month after all this posts.
@Anonymous wrote:Last week I decided to take a gamble knowing my scores are now good enough and did a 2 applications for one HP for capital one and BOOM approved for QS1 $500 and Platinum $500 on a single HP. My very first sub prime credit cards I have ever had in my entire life.
My journey started in April 2015
Cap1 secured was my first card, $99 down, $200 credit limit.
Finger Hut Fresh Start still have not graduated yet $187 instalment loan 2 payments left
Walmart $150 increased to $3000 after first statement recon phone call
Amazon $600 increased to $3000 after first statement recon phone call
Paypal Smart connect $400 increased to $1000 after first statement recon phone call
Cap 1 QS1 $500 applied after the 3rd Secured Card billing cycle
Cap 1 Platinum $500 applied after the 3rd Secured Card billing cycle
FYI I have cleaned my reports of all derotories these past four months during this time. Score averages are around 681 now coming from 500 four months ago. I am expecting to hit 700s easily by the end of this month after all this posts.
Big congratulations! Doesn't it feel good?
Very nice! Congrats on the new and the nice CLI's.
Congratulations!!!!!!! ![]()
Massive approvals... Congrats!!
Congratulations on the approvals!
Keep both your credit and your body in top shape!
@Anonymous wrote:Last week I decided to take a gamble knowing my scores are now good enough and did a 2 applications for one HP for capital one and BOOM approved for QS1 $500 and Platinum $500 on a single HP. My very first sub prime credit cards I have ever had in my entire life.
My journey started in April 2015
Cap1 secured was my first card, $99 down, $200 credit limit.
Finger Hut Fresh Start still have not graduated yet $187 instalment loan 2 payments left
Walmart $150 increased to $3000 after first statement recon phone call
Amazon $600 increased to $3000 after first statement recon phone call
Paypal Smart connect $400 increased to $1000 after first statement recon phone call
Cap 1 QS1 $500 applied after the 3rd Secured Card billing cycle
Cap 1 Platinum $500 applied after the 3rd Secured Card billing cycle
FYI I have cleaned my reports of all derotories these past four months during this time. Score averages are around 681 now coming from 500 four months ago. I am expecting to hit 700s easily by the end of this month after all this posts.
Did you check the pre-qualifiers for Cap1, Citi, Amex, and Chase? With scores in the high 600's, you might be able to get better cards.












