cancel
Showing results for 
Search instead for 
Did you mean: 

Approvals galore!!!

tag
Anonymous
Not applicable

Approvals galore!!!

Last week I decided to take a gamble knowing my scores are now good enough and did a 2 applications for one HP for capital one and BOOM approved for QS1 $500 and Platinum $500 on a single HP.  My very first  sub prime credit cards I have ever had in my entire life. 

 

My journey started in April 2015

Cap1 secured was my first card, $99 down, $200 credit limit.

Finger Hut Fresh Start still have not graduated yet $187 instalment loan 2 payments left

Walmart $150 increased to $3000 after first statement recon phone call

Amazon $600 increased to $3000 after first statement recon phone call

Paypal Smart connect $400 increased to $1000 after first statement recon phone call

Cap 1 QS1 $500 applied after the 3rd Secured Card billing cycle

Cap 1 Platinum $500 applied after the 3rd Secured Card billing cycle

 

FYI I have cleaned my reports of all derotories these past four months during this time. Score averages are around 681 now coming from 500 four months ago. I am expecting to hit 700s easily by the end of this month after all this posts. 

 

Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: Approvals galore!!!

Great job! Congrats!
Message 2 of 12
OmarGB9
Community Leader
Super Contributor

Re: Approvals galore!!!

Grats on all the success!

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 3 of 12
Anonymous
Not applicable

Re: Approvals galore!!!


@Anonymous wrote:

Last week I decided to take a gamble knowing my scores are now good enough and did a 2 applications for one HP for capital one and BOOM approved for QS1 $500 and Platinum $500 on a single HP.  My very first  sub prime credit cards I have ever had in my entire life. 

 

My journey started in April 2015

Cap1 secured was my first card, $99 down, $200 credit limit.

Finger Hut Fresh Start still have not graduated yet $187 instalment loan 2 payments left

Walmart $150 increased to $3000 after first statement recon phone call

Amazon $600 increased to $3000 after first statement recon phone call

Paypal Smart connect $400 increased to $1000 after first statement recon phone call

Cap 1 QS1 $500 applied after the 3rd Secured Card billing cycle

Cap 1 Platinum $500 applied after the 3rd Secured Card billing cycle

 

FYI I have cleaned my reports of all derotories these past four months during this time. Score averages are around 681 now coming from 500 four months ago. I am expecting to hit 700s easily by the end of this month after all this posts. 

 


Big congratulations! Doesn't it feel good?

Message 4 of 12
Anonymous
Not applicable

Re: Approvals galore!!!

Very nice! Congrats on the new and the nice CLI's.

Message 5 of 12
Anonymous
Not applicable

Re: Approvals galore!!!

Congratulations!!!!!!! Smiley Happy

Message 6 of 12
pizza1
Community Leader
Super Contributor

Re: Approvals galore!!!

Way to go there!! Congrats on this CLI! Keep working on your reports, and as things clear up down the road, you'll be getting way better cards, with nice limits.
Message 7 of 12
Anonymous
Not applicable

Re: Approvals galore!!!

Massive approvals... Congrats!!

Message 8 of 12
Anomalous
Senior Contributor

Re: Approvals galore!!!

Congratulations on the approvals!

Keep both your credit and your body in top shape!

Message 9 of 12
DeeBee78
Valued Contributor

Re: Approvals galore!!!


@Anonymous wrote:

Last week I decided to take a gamble knowing my scores are now good enough and did a 2 applications for one HP for capital one and BOOM approved for QS1 $500 and Platinum $500 on a single HP.  My very first  sub prime credit cards I have ever had in my entire life. 

 

My journey started in April 2015

Cap1 secured was my first card, $99 down, $200 credit limit.

Finger Hut Fresh Start still have not graduated yet $187 instalment loan 2 payments left

Walmart $150 increased to $3000 after first statement recon phone call

Amazon $600 increased to $3000 after first statement recon phone call

Paypal Smart connect $400 increased to $1000 after first statement recon phone call

Cap 1 QS1 $500 applied after the 3rd Secured Card billing cycle

Cap 1 Platinum $500 applied after the 3rd Secured Card billing cycle

 

FYI I have cleaned my reports of all derotories these past four months during this time. Score averages are around 681 now coming from 500 four months ago. I am expecting to hit 700s easily by the end of this month after all this posts. 

 


Did you check the pre-qualifiers for Cap1, Citi, Amex, and Chase? With scores in the high 600's, you might be able to get better cards.




Message 10 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.