@OnTheRebound wrote:
Decided $250 bonus was to much to pass up. Approved for $11,100, 12.99%. Quite surprised at the CL considering my low income ($33K) and Citi only gave me $3800 on the DC. Now I will have to divert my every day spend from my DC (already met the spend and reiceved bonus) to the BCE.
Question: I set up my online account with a Member Since Date of 2014. My Wife became a Amex member via her BCP in 2010. I became a AU on her BCP in 2011. Will they back date my MSD to 2011? On my AU card it says Member since 2011. Don't want to hurt my AAA.
Scores in my signature I'm sure are a few points lower since the Citi DC app. Bought my scores here right before I applied.
AAA- 4 yrs 8 months on Experian
Utilities- 2%
Nothing negative
Always PIF except on large purchases at 0% if I feel like it.
Edit: Typo
If you were added before Nov 2011 then you could get her MSD, anything after you will get the date you were added.
Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
