Was pre-approved for Amex BCP with $300 SUB for $2k spend over 6 months.
Applied online, instant approval with a soft pull and no SL provided yet on their site or in email. Pretty excited though, this has been one of my goal cards for a very long time!
Will be using that for the 3% back in gas most definitely, and now I am trying to decide what to do with my Amex Gold... right now it's nice because I can use its dining credit, but with the 6% cash back at grocery stores, it will most certainly trump the Gold's benefits.
I am most certainly open to suggestions and wisdom from the community members that have multiple cards with AFs. Thanks 
Info Points:
20% Util (stacked up my discover with medical bills with 0% APR)
0 lates
5y5m AAoA
edit: chatted in to ask about the SUB, the site says two things, $300 at $3k spend, and $300 at $2k spend. He said wait to get the card to see what is required. While in chat, I asked about my SL. $25k!
@FinStar wrote:Congrats on the approval 👍
How long have you had the Gold Card? If you don't see it as sustainable for the long term (given your BCP approval), then you might consider downgrading to the Green Card, but you'll have to do the math to see if that's a good fit for your needs.
Do you currently hold a sizable amount of MR points?
A year, about. Right now I have 93,435 MR points.
@FinStar wrote:
@Azza wrote:
@FinStar wrote:Congrats on the approval 👍
How long have you had the Gold Card? If you don't see it as sustainable for the long term (given your BCP approval), then you might consider downgrading to the Green Card, but you'll have to do the math to see if that's a good fit for your needs.
Do you currently hold a sizable amount of MR points?
A year, about. Right now I have 93,000 MR points.
Well, you definitely don't want to close it or downgrade before the year is up. Typically, the recommended timeframe for doing so is after the AF posts. Any plans for your MR points?
O/T -- it looks like your signature still displays the Blispay Visa -- that's gone/RIP. Some folks reported it no longer reports.
Hah, well I had plans for them, but now I'm going to pilot school to become a commercial pilot, so free flights are in my future. However, I might still continue to save them for a splurge "free" trip with my wife in three years.
@Azza wrote:
@FinStar wrote:
@Azza wrote:
@FinStar wrote:Congrats on the approval 👍
How long have you had the Gold Card? If you don't see it as sustainable for the long term (given your BCP approval), then you might consider downgrading to the Green Card, but you'll have to do the math to see if that's a good fit for your needs.
Do you currently hold a sizable amount of MR points?
A year, about. Right now I have 93,000 MR points.
Well, you definitely don't want to close it or downgrade before the year is up. Typically, the recommended timeframe for doing so is after the AF posts. Any plans for your MR points?
O/T -- it looks like your signature still displays the Blispay Visa -- that's gone/RIP. Some folks reported it no longer reports.
Hah, well I had plans for them, but now I'm going to pilot school to become a commercial pilot, so free flights are in my future. However, I might still continue to save them for a splurge "free" trip with my wife in three years.
Sounds like a plan. If the Gold Card's AF is of concern, then you can entertain downgrading to the Green Card so you can preserve your MRs. Definitely weigh your options when your Gold Card's AF comes up for renewal.
Congrats on your BCP approval!
