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Just applied for and was approved for the BofA Cash rewards card! CL $1,700, so excited! This is my third card and my last app for a good while. My credit profile: I have 10 months history with Discover, no baddies, got approved for Amex Green back in May, not reporting yet. So now I have 3 tradelines, to the garden I go!![]()
Congrats!
In my wallet: Venture 15k; Barclay Ring 12.5k; Discover 10k; PenFed Platinum Rewards Visa 10k; PenFed Promise 10k; CareCredit 7.7k; Amazon Store Card 5k. QS 5k; BA Travel Rewards 3.5k; BA Travel Rewards 3.5k; BA Platinum Visa 2k; Barclay Apple Rewards 2k. Total Credit: 86,200. 7/2-FICO: EQ - 788; TU - 779; EX - 690; Utilization: 10%; GOAL: 780 across the board then 800 across the board. Inquiries: EQ: 7 TU: 6; EX 3; Chapter 13 seven years May, 2015. Reset my garden date to 7/7. Gardening until further notice.
Congrats! BOA in my opinion is a very good bank to deal with. Once you establish yourself with them, down the road they will reward you with increases and apr reductions. The cash rewards system is not the best out there but it can add up if you use that card for a lot of your spend. I recommend adding the cash back deals on their webiste.
Congrats








