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Approved For Discover, What’s Next?

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gingerflower
Senior Contributor

Re: Approved For Discover, What’s Next?

Congratulations on Discover approval! 

Message 11 of 20
gdale6
Moderator Emeritus

Re: Approved For Discover, What’s Next?

Welcome to the Disco family Smiley Happy Use it and pay it off you may get an auto CLI in 7-9 months. 1 yr before asking for CLI or 2nd card is the norm with Disco.

Message 12 of 20
MyFault
Valued Contributor

Re: Approved For Discover, What’s Next?

Congrats on your Disco approval!




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Message 13 of 20
Ficoproblems247
Valued Contributor

Re: Approved For Discover, What’s Next?


@Anonymous wrote:

@Anonymous wrote:

I was approved for a Discover It card. The amount is only $500, but I will keep working to get a healthy CLI as soon as possible.

 

NFCU has the 90/3 rule. Does Discover have something similar?


Congratulations on your approval!

 

If you are referring to applying for a new card, it is 1 year from what I've seen.  You can apply for and get approved for a 2nd Discover one year from the day of opening the 1st.  Same goes for CLI.  It appears they may have changed it so you cannot request a CLI for the first 12 months after opening a new card.  

 

After that, I think it is every 30 days you can request a CLI but once approved for 1, there is a 6 month window before the next one.  Someone else may have to clarify on those data points, but that is what I remember it being.


Correct info on the 12 month window for applying for a new card, also correct on having to wait the 12 months to initiate a request for your first CLI. Once they open the option to request the CLI however, there is no longer a timeframe as to how long you have to wait to request another one, wether they approve you or deny you. There is no 6 month waiting period. I request twice a month sometimes when denied. When they approve me I ask again the day after my next statement closes. Different people use vastly different approaches so you will see widely varying opinions of what makes them tick. CLIs are completely hard to determine from them, and drastically different techniques seem to work for different members so DPs from someone else's success story of a Disco CLI may serve to be completely irrelevant to your own. Congrats on your approval. I find them to have good customer service and they seem to have pretty relevant 5% categories. Smiley Happy



FICO 8 EX 836 EQ 838 TU 831
TCL $223,100
Message 14 of 20
cashorcharge
Community Leader
Super Contributor

Re: Approved For Discover, What’s Next?

That's terrific!  Congratulations on your approval!! 🎉🥂

Message 15 of 20
Credit4Growth
Senior Contributor

Re: Approved For Discover, What’s Next?

Congratulations on your approval and welcome to Discover.

 

As of late, Discover seems to have individuals wait 1 year for a credit limit increase.  hopefull soon we will have some members on this forum prove this wrong.

 

GL2U!

Message 16 of 20
dudefromtx
Established Contributor

Re: Approved For Discover, What’s Next?

Congrats on your approval!

Message 17 of 20
firefox100
Senior Contributor

eeRe: Approved For Discover, What’s Next?


@Anonymous wrote:

I was approved for a Discover It card. The amount is only $500, but I will keep working to get a healthy CLI as soon as possible.

 

NFCU has the 90/3 rule. Does Discover have something similar?


 

Congratulations.

Message 18 of 20
randomguy1
Valued Contributor

Re: Approved For Discover, What’s Next?

Next would be to activate your 5% categories. Hehe congrats on your approval. 

Message 19 of 20
M_Smart007
Legendary Contributor

Re: Approved For Discover, What’s Next?

Congratulations!

Message 20 of 20
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