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Approved- SoFi Credit Card

FalconSteve
Established Contributor

Approved- SoFi Credit Card

🥳🥳🎈🎈I got approved for a SoFi Credit Card🎉🎉🍾🍾

 

My application was pending for so long that I thought I was denied. I logged in to SoFi for something else and noticed I was approved! With Experian pulled (lowest score) FICO8 of 768 and VS 3.0 of 831, I got a SL of $7000, which isn't terrible (neither my best nor my worst).

 

How is Bank of Missouri at CLI (bank who issues SoFi credit card)?

 

I'm pretty excited, hope this card meets expectations

SoFi World Elite MC (TBOM) $7000 SL
REDcard $2500 SL
AmEx Cash Magnet $10k SL, CLI after 36hr to $20k
BB&T $11k SL- impulse application
BB&T $11k SL- AU, not on reports- impulse app (wife's card)
Discover $6300 CL- $1k SL- AU, no longer on reports b/c of error (wife's card)
Citi Double Cash WEMC $2900 SL, $4400 CL- AU- (wife's card)
AmEx Cash Magnet- $3100 SL, $9300 CL (wife's card)
BoA Cash Rewards $11k CL- AU (Dad's card)
BoA Premium Rewards $12.3k CL- AU (Dad's card)
PSECU Founder's Card $30k SL- AU (Dad's card)
AmEx Cash Magnet $12.5k SL- AU (Dad's card)
Wells Fargo Propel AmEx- $2500 SL, $3200 CL (AU, wife's card, not on CR b/c I was temporarily removed as an AU)

All PIF, frequently before statement close

Goals: Buy a house & get approved for an AOD VISA Signature card (or other 3% cashback)
Closed accounts (I had a long period of inactivity): AmEx clear, Citi ThankYou (previously Driver's Edge), Chase Freedom, Cap One, Discover IT, Lowes Charge (really stupid, huge limit), my 1st REDcard, Buy.com Visa, Children's Place, Kohl's Charge, Angel Card (AU- wife's), Old Navy card
Message 1 of 14
13 REPLIES 13
KingRue8500
Frequent Contributor

Re: Approved- SoFi Credit Card

Congrats on your SoFi card approval

Current Cards:


Message 2 of 14
coreyb80
Valued Contributor

Re: Approved- SoFi Credit Card

Congrats on the approval!

Message 3 of 14
FalconSteve
Established Contributor

Re: Approved- SoFi Credit Card

I just realized, this brings my (visible) available credit up to an even 120k! (AU- BBT doesn't show, I temp removed Wells Fargo, so it never showed back up & Discover screwed up)

SoFi World Elite MC (TBOM) $7000 SL
REDcard $2500 SL
AmEx Cash Magnet $10k SL, CLI after 36hr to $20k
BB&T $11k SL- impulse application
BB&T $11k SL- AU, not on reports- impulse app (wife's card)
Discover $6300 CL- $1k SL- AU, no longer on reports b/c of error (wife's card)
Citi Double Cash WEMC $2900 SL, $4400 CL- AU- (wife's card)
AmEx Cash Magnet- $3100 SL, $9300 CL (wife's card)
BoA Cash Rewards $11k CL- AU (Dad's card)
BoA Premium Rewards $12.3k CL- AU (Dad's card)
PSECU Founder's Card $30k SL- AU (Dad's card)
AmEx Cash Magnet $12.5k SL- AU (Dad's card)
Wells Fargo Propel AmEx- $2500 SL, $3200 CL (AU, wife's card, not on CR b/c I was temporarily removed as an AU)

All PIF, frequently before statement close

Goals: Buy a house & get approved for an AOD VISA Signature card (or other 3% cashback)
Closed accounts (I had a long period of inactivity): AmEx clear, Citi ThankYou (previously Driver's Edge), Chase Freedom, Cap One, Discover IT, Lowes Charge (really stupid, huge limit), my 1st REDcard, Buy.com Visa, Children's Place, Kohl's Charge, Angel Card (AU- wife's), Old Navy card
Message 4 of 14
CreditAggie
Senior Contributor

Re: Approved- SoFi Credit Card

Congratulations on your SoFi approval!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 5 of 14
MartyWrite75
Established Contributor

Re: Approved- SoFi Credit Card

Congratulations on your approval!

June 2021: Experian 710 Equifax 701 Transunion 723


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS1: $4,100 || Discover It: $3,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $1,000 || Amazon Prime Store Card: $6,000 || Overstock Store Card: $6,050 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $2,000

Wishlist Cards:
Citi Double Cash || Paypal Mastercard || Cap One Savor

Gardening from 03/18/2021 to 04/18/2023 (ideally)
Total Utilization: 10%
Message 6 of 14
babygirl1256
Valued Contributor

Re: Approved- SoFi Credit Card

Congrats on your SoFi Credit Card approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 7 of 14
gdale6
Moderator

Re: Approved- SoFi Credit Card

Grats on your new SoFi credit card!

Message 8 of 14
gingerflower
Valued Contributor

Re: Approved- SoFi Credit Card

Congratulations on your Cc and awesome SL! 👍🎉 

Message 9 of 14
Total80sKid
Valued Contributor

Re: Approved- SoFi Credit Card

Congrats on your SoFi approval! 🥳

Message 10 of 14
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