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Approved after 2x recon for Amazon Rewards card

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Anonymous
Not applicable

Approved after 2x recon for Amazon Rewards card

My stats: EQ 679, TU 691. Aaoac = 7 months (8 month Bofa secured, 6 month cap one).

 

I applied for the Amazon rewards card today by Chase. When I applied online, I got the "30 day" message. An hour later called the recon number I found on here, spoke to a grumpy lady and got declined due to limited credit history. She said they typically want 1.5-2 years of history.

 

Two hours later, I thought I'd try again. I've seen others here do multiple recons with success so I thought I should try it too. Lo and behold, I got approved! I basically was upfront about my limited credit history (knowing that from the first call) and was super polite, and I guess it helped.

 

Got me approved for $500 - it's not much but now I have 3 cards and I'll be in the garden for a while to build up my score for next 6-8 months.

Hope this helps someone else. If you get declined, just try again later!

Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: Approved after 2x recon for Amazon Rewards card

Congrats on the approval
Message 2 of 9
ezdoesit
Valued Contributor

Re: Approved after 2x recon for Amazon Rewards card

When you get your card why don't you recon for a larger CL.  As long as it a SP it doesn't hurt to give it a shot you won't know til you try.  Congrats by the way.

Message 3 of 9
myjourney
Super Contributor

Re: Approved after 2x recon for Amazon Rewards card


@ezdoesit wrote:

When you get your card why don't you recon for a larger CL.  As long as it a SP it doesn't hurt to give it a shot you won't know til you try.  Congrats by the way.


Congrats and enjoy the new card

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4 of 9
Anonymous
Not applicable

Re: Approved after 2x recon for Amazon Rewards card

I was also approved in the same way last month. Learned from the forum about recon and benefitted from the same. Chase Amazon card comes with $50 Amazon GC which was added bonus. I also plan to garden till end of year.

Message 5 of 9
Anonymous
Not applicable

Re: Approved after 2x recon for Amazon Rewards card

Congrats on your approval!
Message 6 of 9
Anonymous
Not applicable

Re: Approved after 2x recon for Amazon Rewards card


@ezdoesit wrote:

When you get your card why don't you recon for a larger CL.  As long as it a SP it doesn't hurt to give it a shot you won't know til you try.  Congrats by the way.


That's a good idea - I'll do that as soon as I receive the card. I'll update this thread when I do.

Message 7 of 9
knoregs
Established Contributor

Re: Approved after 2x recon for Amazon Rewards card


@Anonymous wrote:

applied for Amazon rewards card... got declined due to limited credit history... Two hours later... Got me approved for $500


Very nice... Congrats! Smiley Surprised

 

~kn


EQ: 700 (FICO ScoreWatch) 11/26/14
EX: ??? (No Current)
TU: 681 (Discover FICO) 11/12/14

Last App 9/22/14... In Garden 'till Summer '15
Message 8 of 9
MsLadyRover
Valued Contributor

Re: Approved after 2x recon for Amazon Rewards card

Congratulations!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 9 of 9
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