Approved for AMEX BCE

Anonymous · ‎12-18-2013

App on 12/14 showed application in review. Got a call today to verify info, put on hold a few minutes and they came back with approval. Only 2K CL but it is a start. I am in the AMEX family now!!! After reading earlier info interested if I should app for AMEX GC. Also interested in Chase SP or Freedom. Should I wait until the new AMEX account reports or app now? After this I am in the garden for at least a year except for the 61 day 3X CLI.

Anonymous · ‎12-18-2013

More info: FICO TU 722, EX 727, EQ 708
Cards BofA Cash Rewards 3.5 K
Discover More 2.5 K
USB 123 1.5 K
Citi Diamond 1 K
JCP 1 K
Sears 1 K
Cap 1 QS 500
Shell 1 K
Chevron 500
Tires Plus 2.2 K
Merrick. 1.4 K
Walmart 300
Best Buy 300
Now BCE 2 K !!!!

No baddies AAoA 2 years

coldnmn · ‎12-18-2013

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

gdale6 · ‎12-18-2013

Congrats I am not an expert on those cards that you are looking at, personally I might wait a few months before pulling the trigger on them and let the portfolio you have build some history.

myjourney · ‎12-18-2013

Congrats

IMHO I would wait until 2014 for backdating if your going to app another Amex

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

CreditJunkie917 · ‎12-18-2013

Congrats!!!

Amex PRG(NPSL), Amex BCE($5K), Amex Hilton($1K), NavCheck ($15K), NFCU CR Siggy($20K), USAA Amex($7K), USAA World MC($7K), CSP($2.3K), Chase Marriott($1.8K), Care Credit($2.5K), Cap1 QS($3.5K), VS($500), Cap1 Secure($200) Starting Scores(Jan 2013): FICO EQ: 643, TU: 552, EX: 567 Current Scores(Sept. 2016): FICO EQ: 672, TU: 703(?), EX: 682 In the Garden FOR-EV-ER!!!!! Cards and goals achieved! Let's grow and mature these babies!!!

Anonymous · ‎12-18-2013

Congrats!

alvon123 · ‎12-18-2013

congrats

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

Anonymous · ‎12-18-2013

Sorry but didn't take the advice given and went ahead and app'd Chase Freedom. Got the 10 day notice and called the recon number. After verifying my identity I was put on hold for a few minutes and they came back with approval for 4K. Altogether a pretty good day. Gonna garden for the rest of the year except for the 61 day 3X CLI from AMEX. Thanks for the good advice through the year. I'll come back out in 2015. See ya then. Happy New Year all!!!

myjourney · ‎12-18-2013

@Anonymous wrote:
Sorry but didn't take the advice given and went ahead and app'd Chase Freedom. Got the 10 day notice and called the recon number. After verifying my identity I was put on hold for a few minutes and they came back with approval for 4K. Altogether a pretty good day. Gonna garden for the rest of the year except for the 61 day 3X CLI from AMEX. Thanks for the good advice through the year. I'll come back out in 2015. See ya then. Happy New Year all!!!

Congrats time to garden those great TL's now

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?