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Approved for Amex Platinum!

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PowerMan572
Contributor

Approved for Amex Platinum!

This is my 3rd Amex card Cat Happy I applied for the Blue Cash Preferred back in February. I thought the 6% cash back on grocery would be sweet. However, at this point I'm not interested in cash back anymore Smiley Happy I'm all about the miles and points now. I'll be cancelling this card January, 2015.

 

I applied for the Hilton HHonors Surpass just a few weeks ago. Already met the spending requirement and I'll use this card for gas and grocery since I like Hilton points since those are the only properties I stay at.

 

My Platinum card I'll use for everything else Smiley LOL 

 

If a merchant doesn't take Amex, then I'll use either my Barclaycard Arrival or Cap1 Venture as a back up.

 

I'll be going to London and Germany in July, so the Amex Platinum will be nice to use where Amex is accepted Woman Sad I have a feeling I'm going to run into quite a few places that say they won't take it. I've been doing a little research today and I guess London won't be as bad  for being told no, but I fear Germany will be a less than 50% acceptance rate with my Amex card. 

 

Does anyone have any experience with Amex Platinum in London and Germany?

Message 1 of 18
17 REPLIES 17
myjourney
Super Contributor

Re: Approved for Amex Platinum!

Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 18
CreditMagic7
Mega Contributor

Re: Approved for Amex Platinum!

'grats!

Message 3 of 18
-Wade-
Valued Contributor

Re: Approved for Amex Platinum!


@PowerMan572 wrote:

This is my 3rd Amex card Cat Happy I applied for the Blue Cash Preferred back in February. I thought the 6% cash back on grocery would be sweet. However, at this point I'm not interested in cash back anymore Smiley Happy I'm all about the miles and points now. I'll be cancelling this card January, 2015.

 

I applied for the Hilton HHonors Surpass just a few weeks ago. Already met the spending requirement and I'll use this card for gas and grocery since I like Hilton points since those are the only properties I stay at.

 

My Platinum card I'll use for everything else Smiley LOL 

 

If a merchant doesn't take Amex, then I'll use either my Barclaycard Arrival or Cap1 Venture as a back up.

 

I'll be going to London and Germany in July, so the Amex Platinum will be nice to use where Amex is accepted Woman Sad I have a feeling I'm going to run into quite a few places that say they won't take it. I've been doing a little research today and I guess London won't be as bad  for being told no, but I fear Germany will be a less than 50% acceptance rate with my Amex card. 

 

Does anyone have any experience with Amex Platinum in London and Germany?


Congrats on your approval Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 4 of 18
Anonymous
Not applicable

Re: Approved for Amex Platinum!

Congrats!
Message 5 of 18
alvon123
Super Contributor

Re: Approved for Amex Platinum!

congrats


Message 6 of 18
BigBS
Senior Contributor

Re: Approved for Amex Platinum!

Congrats!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 7 of 18
Anonymous
Not applicable

Re: Approved for Amex Platinum!

Congrats!!  

Message 8 of 18
CreditHealthy
Established Contributor

Re: Approved for Amex Platinum!

Congrats!

What's in my sock drawer? NFCU LOC 15,000] NFCU Cash Rewards 20,000][ Golden 1Platinum Rewards Card 6,600 Discover It 5,000,] {NFCU goRewards 17,500} Barclaycard 1250.00,]Cap one 750.00 ], Watering my garden for the next five years:-)
EQUIFAX 727 EXPERIAN 732 TRANSUNION 743 FICO} STARTING SCORE....554 July 2013
Message 9 of 18
gdale6
Moderator Emeritus

Re: Approved for Amex Platinum!

Grats on your new Amex OP Smiley Happy

Message 10 of 18
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